EVENT>Thursday Afternoon Pairs |SESSION>Thursday Aft |SECTION> A
------------------------,------ ------------,-------- --------------------------
DATE>October 17, 2019   |CLUB NO.>241919    | 10/17/2019 16:14
---------------------,-- ------------------- -------------,---------------------
DIR> David Gillette  |RATING>Club Appreciation game       |MOVEMENT>ONE WINNER
------------,-------- ,-------------------------,--------- ---------------------
AVE>   42.0 |TOP>   3 |MP LIMITS>None/600/300   |CLUB>North County Duplicate Br
------------ --------- ------------------------- -------------------------------
PAIRS IN STRAT A=8/B=6/C=3                       ,---,-----------------,-------------------------,------,---------,
-------------------------------------------------|   |      Overall    |           Section       |      |Final    |
No Name                   Name                   |Flt|Rnk-A|Rnk-B|Rnk-C|Rnk-A|Rnk-B|Rnk-C| Score | Pct  |Awards   |
------------------------------------------------- --- ----- ----- ----- ----- ----- ----- ------- ------ ---------
 1 Elizabeth Helgerson    Ronald Helgerson         B   3     2     .   |   3     2     .     46.50  55.36  1.48(OA)

 2 Mickey Peaslee         Rick Shepard             C   .     .     .   |   .     .     .     38.50  45.83

 3 Grant Morgan           Sue Morgan               A   2     .     .   |   2     .     .     47.00  55.95  1.97(OA)

 4 Lillian Disandro       Monique Levy             C   .     .     .   |   .     .     1     39.00  46.43  0.55(SC)

 5 Marvin Segar           Steven Festa             B   .     .     .   |   .     .     .     38.50  45.83

 6 Peter Schulkin         David Gillette           A   .     .     .   |   .     .     .     44.00  52.38

 7 David O'Leary          Mike Hughes              C   .     .     .   |   .     .     .     30.50  36.31

 8 Mary Beigel            Marie Pope               B   1     1     .   |   1     1     .     52.00  61.90  2.63(OA)


                                          Totals                                            336.00

Board 1
North Deals
None Vul
A K 10
K J 6 5 2
A 8 7
8 5
Q J 9 6
10 7
5 3
K 7 6 3 2
N
WE
S
3
Q 4
Q 10 9 4
A Q J 10 9 4
8 7 5 4 2
A 9 8 3
K J 6 2

NS 7; NS 6; NS 5; NS 1N; EW 2; Par +1510

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
6 ×E−4 28003.000.008-Beigel-Pope1-Helgerson-Helgerson
4 N7 35102.001.004-Disandro-Levy2-Peaslee-Shepard
5 ×E−2 A3001.002.006-Schulkin-Gillette5-Segar-Festa
3 ×E−1 21000.003.007-O'Leary-Hughes3-Morgan-Morgan

Board 2
East Deals
N-S Vul
6 5
J 10
A K J 9 5
A J 10 6
Q 10 9 4
8 7 5 4
Q 8 6 3
3
N
WE
S
A 8 2
6 2
10 7 4
K 9 5 4 2
K J 7 3
A K Q 9 3
2
Q 8 7

NS 5; NS 4N; NS 5; N 5; NS 3; S 4; Par +650

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTN7 57203.000.007-O'Leary-Hughes3-Morgan-Morgan
3 NTN6 36902.001.006-Schulkin-Gillette5-Segar-Festa
3 NTN5 46601.002.008-Beigel-Pope1-Helgerson-Helgerson
3 NTS3 46000.003.004-Disandro-Levy2-Peaslee-Shepard

Board 3
South Deals
E-W Vul
10 7 5
J 5
A 6
Q J 9 7 5 4
K Q J 9 3
Q 6 2
Q 9 5
A 6
N
WE
S
8 6
K 7 3
K 10 7 4 3
K 10 8
A 4 2
A 10 9 8 4
J 8 2
3 2

E 4N; E 3; W 2; EW 3; W 1N; EW 1; E 1; Par −630

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTE−2 82003.000.008-Beigel-Pope1-Helgerson-Helgerson
2 NTE−1 81002.001.004-Disandro-Levy2-Peaslee-Shepard
3 N−2 61001.002.006-Schulkin-Gillette5-Segar-Festa
2 W3 Q1400.003.007-O'Leary-Hughes3-Morgan-Morgan

Board 4
West Deals
Both Vul
K 9 7 6 5 4 2
9 5 2
7 2
9
A 10
K J 8 6
A 10 5
K J 5 2
N
WE
S
8
10 7 4
K 9 8 6 4 3
A Q 3
Q J 3
A Q 3
Q J
10 8 7 6 4

EW 6; EW 5N; EW 5; EW 5; NS 1; Par −1370

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
5 E6 36202.500.504-Disandro-Levy2-Peaslee-Shepard
5 E6 Q6202.500.508-Beigel-Pope1-Helgerson-Helgerson
3 NTW4 66301.002.006-Schulkin-Gillette5-Segar-Festa
3 NTW5 66600.003.007-O'Leary-Hughes3-Morgan-Morgan

Board 5
North Deals
N-S Vul
K Q J 8 7
8 7 4
Q
K J 8 6
10 9 6 4 3
A K 9 2
K
9 7 5
N
WE
S
2
Q J 3
A J 7 6 5 2
A 4 2
A 5
10 6 5
10 9 8 4 3
Q 10 3

EW 2N; EW 2; EW 3; NS 1; Par −120

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 W−2 K1003.000.008-Beigel-Pope2-Peaslee-Shepard
2 E3 A1101.501.501-Helgerson-Helgerson4-Disandro-Levy
3 E3 A1101.501.505-Segar-Festa3-Morgan-Morgan
3 NTW3 K4000.003.007-O'Leary-Hughes6-Schulkin-Gillette

Board 6
East Deals
E-W Vul
3 2
J 9 8 3
Q J 8 7
A 9 7
A Q J 10
K Q 7 6 5
6 4
Q 10
N
WE
S
K 7 6 5
10 4 2
K 10 9
8 5 3
9 8 4
A
A 5 3 2
K J 6 4 2

NS 4; NS 2N; NS 3; EW 1; EW 1; Par +130

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 W−2 72003.000.001-Helgerson-Helgerson4-Disandro-Levy
1 NTN3 101502.001.007-O'Leary-Hughes6-Schulkin-Gillette
3 W−1 A1000.502.505-Segar-Festa3-Morgan-Morgan
3 W−1 Q1000.502.508-Beigel-Pope2-Peaslee-Shepard

Board 7
South Deals
Both Vul
8 5 2
7 4
J 8 7 3
A J 8 7
Q 9 6 4
K 10 5 3 2
K Q 10 6
N
WE
S
A J 7
A 9 8
10 6 5 2
5 4 2
K 10 3
Q J 6
A K Q 9 4
9 3

EW 3; EW 2; NS 1N; NS 2; W 1; Par −140

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
2 S2 K903.000.001-Helgerson-Helgerson4-Disandro-Levy
2 W2 J1102.001.008-Beigel-Pope2-Peaslee-Shepard
2 W3 41401.002.007-O'Leary-Hughes6-Schulkin-Gillette
4 S−2 K2000.003.005-Segar-Festa3-Morgan-Morgan

Board 8
West Deals
None Vul
Q 10 9 8 5 4
A 6
3
K 7 6 4
A K 6
Q 10 8 7 3 2
A 7
Q 3
N
WE
S
2
9 5 4
K Q 9 8 5
A J 10 9
J 7 3
K J
J 10 6 4 2
8 5 2

EW 5; EW 3N; EW 4; EW 3; EW 1; Par −450

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
5 W−2 31003.000.005-Segar-Festa3-Morgan-Morgan
4 W4 34202.001.008-Beigel-Pope2-Peaslee-Shepard
4 W5 34500.502.501-Helgerson-Helgerson4-Disandro-Levy
4 W5 34500.502.507-O'Leary-Hughes6-Schulkin-Gillette

Board 9
North Deals
E-W Vul
9 3
9 5 3
A J 10 8 2
8 7 2
A 10 8 2
Q 10 6 4
Q 9
K 9 4
N
WE
S
K J 7 6 5
J
7 6 5 3
J 10 6
Q 4
A K 8 7 2
K 4
A Q 5 3

EW 3; NS 2N; NS 3; NS 2; NS 1; Par −100: NS 3N×−1; NS 4×−1

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 E−2 A2003.000.002-Peaslee-Shepard5-Segar-Festa
2 N−1 7502.001.008-Beigel-Pope3-Morgan-Morgan
4 S−3 41500.502.501-Helgerson-Helgerson7-O'Leary-Hughes
4 S−3 Q1500.502.506-Schulkin-Gillette4-Disandro-Levy

Board 10
East Deals
Both Vul
A 9 7 5 4 2
K 9 6 5 4
6
A
Q J
A Q 8 2
K Q J 7 2
Q 3
N
WE
S
K 10 6 3
J
9 8 4
K 10 8 4 2
8
10 7 3
A 10 5 3
J 9 7 6 5

EW 2N; NS 2; EW 2; EW 2; NS 1; Par −120

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTW−2 A2002.500.501-Helgerson-Helgerson7-O'Leary-Hughes
3 E−2 82002.500.506-Schulkin-Gillette4-Disandro-Levy
2 N−1 J1001.002.002-Peaslee-Shepard5-Segar-Festa
3 N−2 J2000.003.008-Beigel-Pope3-Morgan-Morgan

Board 11
South Deals
None Vul
A 5 3 2
8 6 4 3
Q 10 5
5 2
9 6 4
Q 5
A K J 9 8 3
6 3
N
WE
S
K Q J
A J 10 7 2
6
A 10 9 8
10 8 7
K 9
7 4 2
K Q J 7 4

E 3N; EW 3; W 2N; EW 2; EW 3; EW 1; Par −400

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTE−1 K503.000.001-Helgerson-Helgerson7-O'Leary-Hughes
2 W3 61101.501.506-Schulkin-Gillette4-Disandro-Levy
2 E2 K1101.501.508-Beigel-Pope3-Morgan-Morgan
2 E3 K1400.003.002-Peaslee-Shepard5-Segar-Festa

Board 12
West Deals
N-S Vul
A K
A 5 2
A J 9 3 2
10 6 2
8 3
9 4
K Q 10 6
A K Q J 9
N
WE
S
Q J 10 9 7 2
K 7 6 3
5
8 3
6 5 4
Q J 10 8
8 7 4
7 5 4

EW 2; EW 1N; EW 2; NS 1; Par −110

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 ×E−2 83003.000.006-Schulkin-Gillette4-Disandro-Levy
3 E−1 Q501.501.501-Helgerson-Helgerson7-O'Leary-Hughes
3 NTW−1 2501.501.508-Beigel-Pope3-Morgan-Morgan
2 E4 Q1700.003.002-Peaslee-Shepard5-Segar-Festa

Board 13
North Deals
Both Vul
K 5 3
K J 7 6 3
5
Q 7 4 2
A Q 10 6
Q 5
A 6 4
A K J 6
N
WE
S
J 4 2
A 2
Q 10 9 8 7 2
8 3
9 8 7
10 9 8 4
K J 3
10 9 5

EW 4; W 5; E 4; W 2N; W 3; E 1N; E 2; W 1; Par −620

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTW−2 62002.500.507-O'Leary-Hughes5-Segar-Festa
3 NTW−2 62002.500.508-Beigel-Pope4-Disandro-Levy
3 NTW−1 61000.502.502-Peaslee-Shepard1-Helgerson-Helgerson
3 NTE−1 61000.502.503-Morgan-Morgan6-Schulkin-Gillette

Board 14
East Deals
None Vul
A K J 6
A 10 9 3
10 3 2
Q 3
10 8 7 4 2
J 7 4
7 5
7 6 2
N
WE
S
9 3
K 5
J 8 4
A K J 10 9 5
Q 5
Q 8 6 2
A K Q 9 6
8 4

NS 4; NS 4; NS 2; NS 1N; EW 2; Par +420

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 N4 A4202.001.002-Peaslee-Shepard1-Helgerson-Helgerson
4 N4 A4202.001.003-Morgan-Morgan6-Schulkin-Gillette
4 N4 K4202.001.008-Beigel-Pope4-Disandro-Levy
3 N4 K1700.003.007-O'Leary-Hughes5-Segar-Festa

Board 15
South Deals
N-S Vul
10 7
J 10
A 10 9 7 6 4
K J 6
J 6 5 4
8 6 2
J 8 2
Q 4 3
N
WE
S
A 9 3 2
A Q 5 4
3
A 8 7 2
K Q 8
K 9 7 3
K Q 5
10 9 5

NS 4N; NS 4; NS 2; NS 2; NS 1; Par +630

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTS4 46303.000.003-Morgan-Morgan6-Schulkin-Gillette
3 N5 91502.001.008-Beigel-Pope4-Disandro-Levy
3 N4 A1301.002.007-O'Leary-Hughes5-Segar-Festa
3 W−1 A500.003.002-Peaslee-Shepard1-Helgerson-Helgerson

Board 16
West Deals
E-W Vul
2
9 7 6 4 3
A K 9
A K 5 3
Q J 9 7
A 8 5
J 4
10 7 6 2
N
WE
S
A 10 8 6 4 3
K Q
10 2
Q J 4
K 5
J 10 2
Q 8 7 6 5 3
9 8

NS 3N; NS 3; NS 3; EW 1; EW 1; Par +400

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 ×E−2 25003.000.007-O'Leary-Hughes5-Segar-Festa
4 E−2 J2002.001.003-Morgan-Morgan6-Schulkin-Gillette
5 N−2 K1001.002.008-Beigel-Pope4-Disandro-Levy
2 E2 91100.003.002-Peaslee-Shepard1-Helgerson-Helgerson

Board 17
North Deals
None Vul
2
10 6 3
10 9 8 7 5 4
Q 8 4
A K J
A J 9 4 2
2
A 6 3 2
N
WE
S
Q 10 9 4 3
Q 7 5
A Q
K 9 7
8 7 6 5
K 8
K J 6 3
J 10 5

EW 7N; EW 7; EW 7; EW 6; NS 1; Par −1520

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
6 E−2 J1003.000.008-Beigel-Pope5-Segar-Festa
4 W5 24502.001.003-Morgan-Morgan2-Peaslee-Shepard
6 E6 J9801.002.004-Disandro-Levy7-O'Leary-Hughes
6 E7 810100.003.001-Helgerson-Helgerson6-Schulkin-Gillette

Board 18
East Deals
N-S Vul
8 4
Q J 8
9 7 5 4 2
J 3 2
Q J 9 7 6 2
7 3
3
A K Q 9
N
WE
S
10 3
A K 10 5 2
K Q J 8 6
5
A K 5
9 6 4
A 10
10 8 7 6 4

EW 4; EW 3N; EW 3; EW 3; EW 2; Par −420

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTW−2 J1003.000.004-Disandro-Levy7-O'Leary-Hughes
4 W4 74201.002.001-Helgerson-Helgerson6-Schulkin-Gillette
4 W4 24201.002.003-Morgan-Morgan2-Peaslee-Shepard
4 W4 Q4201.002.008-Beigel-Pope5-Segar-Festa

Board 19
South Deals
E-W Vul
A J 10 5
K 5 2
K 10 8 7
K J
8
Q 10
A Q 4 3 2
A Q 9 8 5
N
WE
S
Q 9 7 4
J 8 7
J 9 5
10 6 2
K 6 3 2
A 9 6 4 3
6
7 4 3

NS 4; NS 3; NS 1N; EW 1; EW 1; Par +420

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 N4 51703.000.001-Helgerson-Helgerson6-Schulkin-Gillette
2 NTN2 J1202.001.008-Beigel-Pope5-Segar-Festa
3 S−1 8501.002.004-Disandro-Levy7-O'Leary-Hughes
4 N−2 81000.003.003-Morgan-Morgan2-Peaslee-Shepard

Board 20
West Deals
Both Vul
A
Q 10 9 6 4 3
Q 7 5 3 2
7
9 8
K 8 7 2
K J 10 6
K 9 4
N
WE
S
K 10 7 4 3 2
J
9 8
A 10 8 2
Q J 6 5
A 5
A 4
Q J 6 5 3

NS 3; EW 2; NS 2; EW 1; Par +140

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
2 N2 41103.000.004-Disandro-Levy7-O'Leary-Hughes
2 W−1 A1002.001.008-Beigel-Pope5-Segar-Festa
5 N−2 22001.002.003-Morgan-Morgan2-Peaslee-Shepard
5 N−3 J3000.003.001-Helgerson-Helgerson6-Schulkin-Gillette

Board 21
North Deals
N-S Vul
J 9 8 4 3
8 6 5
7 2
K 8 4
2
Q J 10 4
Q 9 8 6 3
Q 10 7
N
WE
S
A K 10
K 9 7 2
10 5
J 6 5 3
Q 7 6 5
A 3
A K J 4
A 9 2

NS 3; NS 2N; EW 2; EW 1; EW 1; Par +140

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
2 S2 Q1103.000.002-Peaslee-Shepard7-O'Leary-Hughes
3 S−1 Q1002.001.004-Disandro-Levy3-Morgan-Morgan
2 W2 K1101.002.008-Beigel-Pope6-Schulkin-Gillette
4 N−2 62000.003.005-Segar-Festa1-Helgerson-Helgerson

Board 22
East Deals
E-W Vul
Q 8 6
A 8 3 2
K Q 5
10 5 4
5
Q 10 9 6 5
9 3
Q 9 8 7 6
N
WE
S
9 2
4
A 8 7 6 4 2
A J 3 2
A K J 10 7 4 3
K J 7
J 10
K

NS 5; EW 4; NS 1N; EW 2; NS 1; Par +450

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 S5 94502.500.502-Peaslee-Shepard7-O'Leary-Hughes
4 S5 64502.500.505-Segar-Festa1-Helgerson-Helgerson
2 S5 92000.502.504-Disandro-Levy3-Morgan-Morgan
2 S5 92000.502.508-Beigel-Pope6-Schulkin-Gillette

Board 23
South Deals
Both Vul
A J 10 6 5
J 10 7 3
K 8
9 7
K 3 2
K Q 4
A 10 5 3
J 10 5
N
WE
S
Q 7
8 6
Q J 9 7 4 2
A K 6
9 8 4
A 9 5 2
6
Q 8 4 3 2

EW 4; EW 1N; NS 1; NS 1; EW 1; Par −130

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
5 W−1 A1003.000.008-Beigel-Pope6-Schulkin-Gillette
3 W4 J1302.001.002-Peaslee-Shepard7-O'Leary-Hughes
3 NTW3 56000.502.504-Disandro-Levy3-Morgan-Morgan
3 NTW3 J6000.502.505-Segar-Festa1-Helgerson-Helgerson

Board 24
West Deals
None Vul
Q J 8 6 3
10 7 3
A 8 7 4
7
A K J
Q 9 6 5
K Q J 9 5 2
N
WE
S
K 10 9 5 4 2
6 5 4
10
A 10 8
A 7
Q 9 8 2
K J 3 2
6 4 3

EW 3N; EW 4; EW 2; EW 2; NS 1; Par −400

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 E−4 82003.000.008-Beigel-Pope6-Schulkin-Gillette
4 W6 101702.001.004-Disandro-Levy3-Morgan-Morgan
3 NTW3 104000.502.502-Peaslee-Shepard7-O'Leary-Hughes
5 W5 64000.502.505-Segar-Festa1-Helgerson-Helgerson

Board 25
North Deals
E-W Vul
K J 10 9 8 2
8
K J 8
7 6 3
6 5
K 7 4
Q 6 2
A K 8 4 2
N
WE
S
7 4 3
A 3
9 7 5 4 3
Q 9 5
A Q
Q J 10 9 6 5 2
A 10
J 10

NS 4; NS 3; EW 1; EW 1; Par +420

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
4 N4 54203.000.008-Beigel-Pope7-O'Leary-Hughes
2 N6 A2302.001.005-Segar-Festa4-Disandro-Levy
4 S−1 A500.502.503-Morgan-Morgan1-Helgerson-Helgerson
4 N−1 9500.502.506-Schulkin-Gillette2-Peaslee-Shepard

Board 26
East Deals
Both Vul
Q 4
Q 9 8 7 5 4
10
K J 10 4
J 10 7 3
J 10
A 7 2
Q 6 5 3
N
WE
S
A K 9 6
K 2
9 8 5 3
A 7 2
8 5 2
A 6 3
K Q J 6 4
9 8

EW 2; NS 2; EW 1N; NS 1; EW 1; Par −110

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 W−2 102003.000.005-Segar-Festa4-Disandro-Levy
2 W2 101101.501.503-Morgan-Morgan1-Helgerson-Helgerson
2 W2 101101.501.506-Schulkin-Gillette2-Peaslee-Shepard
3 W3 41400.003.008-Beigel-Pope7-O'Leary-Hughes

Board 27
South Deals
None Vul
A
K 2
K 6 5 2
Q 9 7 5 4 3
K Q 6 4 3
A 6 3
9 8
J 10 6
N
WE
S
J 5
Q J 10 7 4
A Q 7 4
A 8
10 9 8 7 2
9 8 5
J 10 3
K 2

EW 4; E 3; E 2N; W 2; W 1N; NS 2; Par −420

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 E−1 K502.500.506-Schulkin-Gillette2-Peaslee-Shepard
4 E−1 K502.500.508-Beigel-Pope7-O'Leary-Hughes
3 E3 K1400.502.503-Morgan-Morgan1-Helgerson-Helgerson
2 E3 51400.502.505-Segar-Festa4-Disandro-Levy

Board 28
West Deals
N-S Vul
A K Q 7 6
A K 10 3
K Q
7 6
10 9
J 2
J 9 2
Q J 8 5 4 2
N
WE
S
J 8 4
8 7 6 4
A 7 6 3
K 9
5 3 2
Q 9 5
10 8 5 4
A 10 3

NS 5N; NS 5; NS 5; NS 2; Par +660

ContractLeadScoreMatchpointsPairPair
    N-SE-WN-SE-WN-SE-W
3 NTS5 86603.000.003-Morgan-Morgan1-Helgerson-Helgerson
4 N5 86501.501.506-Schulkin-Gillette2-Peaslee-Shepard
4 N5 86501.501.508-Beigel-Pope7-O'Leary-Hughes
4 N4 K6200.003.005-Segar-Festa4-Disandro-Levy