EVENT> ACBL Unit Educational Foundation Stratified Open Pairs  |SESSION> Monday Aft  |SECTION> A
------------------------,--------------------,--------------------------------------------------
DATE> December 9, 2013  |SANCTION> L312540D  | 12/09/2013 18:18
------------------,-------------------------------------,---------------------------------------
DIR> Jim Solomon  |RATING> Unit Educational Foundation  |MOVEMENT> ONE WINNER
-----------,--------,------------------------------------,--------------------------------------
AVE> 42.0  |TOP> 3  |MP LIMITS> None/750 (Pair Average)  |CLUB> Morro Bay Charity Bridge Club
------------------------------------------------------------------------------------------------
PAIRS IN STRAT A=8/B=4                           ,---,-----------,-----------,-------,-------,----------,
-------------------------------------------------|   |  Overall  |  Section  |       |       |  Final   |
No Name                   Name                   |Str|Rnk-A|Rnk-B|Rnk-A|Rnk-B| Score |  Pct  |  Awards  |
------------------------------------------------- --- ----- ----- ----- ----- ------- ------- ----------

 1 Helen Seavey           Charlie Unger            B    .     .  |  .     .    41.00   48.81

 2 Cass Schwartz          Bob Kakuske              A   2/3    .  | 2/3    .    45.00   53.57   1.53(OA)

 3 Mimi Gerstell          Bill Woodson             B    .     .  |  .     .    41.00   48.81

 4 Ed Schertz             Playing Director         A   2/3    .  | 2/3    .    45.00   53.57   1.53(OA)

 5 Judy Holland           Bruce Johnson            B    .     .  |  .     2    44.00   52.38   0.57(SB)

 6 Barbara Hardin         Louise Wang              A    .     .  |  .     .    36.00   42.86

 7 Louise Abbott          Mary Williams            B    1     .  |  1     1    46.00   54.76   2.33(OA)

 8 Kathleen Malovos       Joy Martin               A    .     .  |  .     .    38.00   45.24


                                          Totals                              336.00

PAIR SUMMARIES

Summary for Pair A 1
Helen Seavey - Charlie Unger
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum B Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  8   -140  0           15   S N-S  E-W  2  200    0
 2   E N-S  E-W  8  120    3           16   W E-W  E-W  2 1370    3
 3   S E-W  E-W  8  620    2           17   N NONE N-S  6  420    1
 4   W BOTH E-W  8   -120  0           18   E N-S  N-S  6   -460  3
 5   N N-S  N-S  4   50    2           19   S E-W  N-S  6  200    3
 6   E E-W  N-S  4  -1460  1           20   W BOTH N-S  6  100    3
 7   S BOTH N-S  4   -600  2           21   N N-S  E-W  5  420    1.5
 8   W NONE N-S  4  450    0           22   E E-W  E-W  5   50    2.5
 9   N E-W  N-S  7    -50  0           23   S BOTH E-W  5   -650  1
10   E BOTH N-S  7  650    0           24   W NONE E-W  5   -460  0.5
11   S NONE N-S  7   -140  2           25   N E-W  E-W  3   -400  2
12   W N-S  N-S  7   -400  0           26   E BOTH E-W  3  620    1.5
13   N BOTH E-W  2   -130  2           27   S NONE E-W  3   -170  0
14   E NONE E-W  2   -200  3           28   W N-S  E-W  3   -170  2
  SESSION SCORE:  41.00   PERCENT:  48.81

------------------------------------------------------------------------

Summary for Pair A 2
Cass Schwartz - Bob Kakuske
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum A Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  4   50    2           15   S N-S  N-S  1   -200  3
 2   E N-S  E-W  4    -50  1           16   W E-W  N-S  1  -1370  0
 3   S E-W  E-W  4  600    1           17   N NONE E-W  3   -450  1
 4   W BOTH E-W  4   -110  1.5         18   E N-S  E-W  3  990    2
 5   N N-S  E-W  8   -100  0           19   S E-W  E-W  3   50    2.5
 6   E E-W  E-W  8 1470    3           20   W BOTH E-W  3    -90  1
 7   S BOTH E-W  8  600    1           21   N N-S  N-S  7   -420  1.5
 8   W NONE E-W  8   -490  0.5         22   E E-W  N-S  7  430    3
 9   N E-W  N-S  5  590    3           23   S BOTH N-S  7  650    2
10   E BOTH N-S  5  680    2           24   W NONE N-S  7  430    0.5
11   S NONE N-S  5   -170  1           25   N E-W  E-W  6   -400  2
12   W N-S  N-S  5   50    2.5         26   E BOTH E-W  6  620    1.5
13   N BOTH N-S  1  130    1           27   S NONE E-W  6   50    2.5
14   E NONE N-S  1  200    0           28   W N-S  E-W  6  300    3
  SESSION SCORE:  45.00   PERCENT:  53.57  Session rank: 2/3(A)
                                             Event rank: 2/3(A)
  MASTER POINTS:  1.53 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair A 3
Mimi Gerstell - Bill Woodson
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum B Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  7  150    3           15   S N-S  N-S  6   -480  0
 2   E N-S  E-W  7   -100  0           16   W E-W  N-S  6   -620  1
 3   S E-W  E-W  7   -100  0           17   N NONE N-S  2  450    2
 4   W BOTH E-W  7  100    3           18   E N-S  N-S  2   -990  1
 5   N N-S  E-W  5  430    2           19   S E-W  N-S  2    -50  0.5
 6   E E-W  E-W  5  690    1           20   W BOTH N-S  2   90    2
 7   S BOTH E-W  5  600    1           21   N N-S  E-W  4  200    0
 8   W NONE E-W  5   -480  2           22   E E-W  E-W  4   50    2.5
 9   N E-W  E-W  8   -420  2           23   S BOTH E-W  4   -650  1
10   E BOTH E-W  8   -680  1           24   W NONE E-W  4   -430  2.5
11   S NONE E-W  8   50    0           25   N E-W  N-S  1  400    1
12   W N-S  E-W  8  110    2           26   E BOTH N-S  1   -620  1.5
13   N BOTH N-S  6  200    2.5         27   S NONE N-S  1  170    3
14   E NONE N-S  6  590    2.5         28   W N-S  N-S  1  170    1
  SESSION SCORE:  41.00   PERCENT:  48.81

------------------------------------------------------------------------

Summary for Pair A 4
Ed Schertz - Playing Director
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum A Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  2    -50  1           15   S N-S  E-W  8  430    2
 2   E N-S  N-S  2   50    2           16   W E-W  E-W  8  600    1
 3   S E-W  N-S  2   -600  2           17   N NONE N-S  7  800    3
 4   W BOTH N-S  2  110    1.5         18   E N-S  N-S  7   -490  2
 5   N N-S  E-W  1    -50  1           19   S E-W  N-S  7  150    2
 6   E E-W  E-W  1 1460    2           20   W BOTH N-S  7   -200  0.5
 7   S BOTH E-W  1  600    1           21   N N-S  N-S  3   -200  3
 8   W NONE E-W  1   -450  3           22   E E-W  N-S  3    -50  0.5
 9   N E-W  E-W  6   -500  1           23   S BOTH N-S  3  650    2
10   E BOTH E-W  6   -680  1           24   W NONE N-S  3  430    0.5
11   S NONE E-W  6  590    3           25   N E-W  E-W  5   -400  2
12   W N-S  E-W  6    -50  0.5         26   E BOTH E-W  5  620    1.5
13   N BOTH E-W  8   -100  3           27   S NONE E-W  5   -110  1
14   E NONE E-W  8   -420  2           28   W N-S  E-W  5   -850  0
  SESSION SCORE:  45.00   PERCENT:  53.57  Session rank: 2/3(A)
                                             Event rank: 2/3(A)
  MASTER POINTS:  1.53 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair A 5
Judy Holland - Bruce Johnson
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum B Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  6   -110  1           15   S N-S  E-W  7  420    1
 2   E N-S  E-W  6  100    2           16   W E-W  E-W  7  170    0
 3   S E-W  E-W  6  660    3           17   N NONE E-W  8   -170  3
 4   W BOTH E-W  6   -110  1.5         18   E N-S  E-W  8 1020    3
 5   N N-S  N-S  3   -430  1           19   S E-W  E-W  8   50    2.5
 6   E E-W  N-S  3   -690  2           20   W BOTH E-W  8  200    2.5
 7   S BOTH N-S  3   -600  2           21   N N-S  N-S  1   -420  1.5
 8   W NONE N-S  3  480    1           22   E E-W  N-S  1    -50  0.5
 9   N E-W  E-W  2   -590  0           23   S BOTH N-S  1  650    2
10   E BOTH E-W  2   -680  1           24   W NONE N-S  1  460    2.5
11   S NONE E-W  2  170    2           25   N E-W  N-S  4  400    1
12   W N-S  E-W  2    -50  0.5         26   E BOTH N-S  4   -620  1.5
13   N BOTH E-W  7   -200  0.5         27   S NONE N-S  4  110    2
14   E NONE E-W  7   -590  0.5         28   W N-S  N-S  4  850    3
  SESSION SCORE:  44.00   PERCENT:  52.38  Session rank: 2(B)
  MASTER POINTS:  0.57 Black (Session) (Stratum B)

------------------------------------------------------------------------

Summary for Pair A 6
Barbara Hardin - Louise Wang
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum A Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  5  110    2           15   S N-S  E-W  3  480    3
 2   E N-S  N-S  5   -100  1           16   W E-W  E-W  3  620    2
 3   S E-W  N-S  5   -660  0           17   N NONE E-W  1   -420  2
 4   W BOTH N-S  5  110    1.5         18   E N-S  E-W  1  460    0
 5   N N-S  E-W  7  980    3           19   S E-W  E-W  1   -200  0
 6   E E-W  E-W  7  660    0           20   W BOTH E-W  1   -100  0
 7   S BOTH E-W  7  660    3           21   N N-S  E-W  8  430    3
 8   W NONE E-W  7   -490  0.5         22   E E-W  E-W  8   -400  1
 9   N E-W  N-S  4  500    2           23   S BOTH E-W  8   -200  3
10   E BOTH N-S  4  680    2           24   W NONE E-W  8   -460  0.5
11   S NONE N-S  4   -590  0           25   N E-W  N-S  2  400    1
12   W N-S  N-S  4   50    2.5         26   E BOTH N-S  2   -620  1.5
13   N BOTH E-W  3   -200  0.5         27   S NONE N-S  2    -50  0.5
14   E NONE E-W  3   -590  0.5         28   W N-S  N-S  2   -300  0
  SESSION SCORE:  36.00   PERCENT:  42.86

------------------------------------------------------------------------

Summary for Pair A 7
Louise Abbott - Mary Williams
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum B Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  3   -150  0           15   S N-S  N-S  5   -420  2
 2   E N-S  N-S  3  100    3           16   W E-W  N-S  5   -170  3
 3   S E-W  N-S  3  100    3           17   N NONE E-W  4   -800  0
 4   W BOTH N-S  3   -100  0           18   E N-S  E-W  4  490    1
 5   N N-S  N-S  6   -980  0           19   S E-W  E-W  4   -150  1
 6   E E-W  N-S  6   -660  3           20   W BOTH E-W  4  200    2.5
 7   S BOTH N-S  6   -660  0           21   N N-S  E-W  2  420    1.5
 8   W NONE N-S  6  490    2.5         22   E E-W  E-W  2   -430  0
 9   N E-W  E-W  1   50    3           23   S BOTH E-W  2   -650  1
10   E BOTH E-W  1   -650  3           24   W NONE E-W  2   -430  2.5
11   S NONE E-W  1  140    1           25   N E-W  E-W  8   -500  0
12   W N-S  E-W  1  400    3           26   E BOTH E-W  8  620    1.5
13   N BOTH N-S  5  200    2.5         27   S NONE E-W  8   50    2.5
14   E NONE N-S  5  590    2.5         28   W N-S  E-W  8   -620  1
  SESSION SCORE:  46.00   PERCENT:  54.76  Session rank: 1(A) 1(B)
                                             Event rank: 1(A)
  MASTER POINTS:  2.33 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair A 8
Kathleen Malovos - Joy Martin
ACBL Unit Educational Foundation Stratified Open Pairs  Stratum A Monday Aft Session December 9, 2013
Morro Bay Charity Bridge Club  L312540D
Average:  42.0  Top on a Board: 3
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  1  140    3           15   S N-S  N-S  4   -430  1
 2   E N-S  N-S  1   -120  0           16   W E-W  N-S  4   -600  2
 3   S E-W  N-S  1   -620  1           17   N NONE N-S  5  170    0
 4   W BOTH N-S  1  120    3           18   E N-S  N-S  5  -1020  0
 5   N N-S  N-S  2  100    3           19   S E-W  N-S  5    -50  0.5
 6   E E-W  N-S  2  -1470  0           20   W BOTH N-S  5   -200  0.5
 7   S BOTH N-S  2   -600  2           21   N N-S  N-S  6   -430  0
 8   W NONE N-S  2  490    2.5         22   E E-W  N-S  6  400    2
 9   N E-W  N-S  3  420    1           23   S BOTH N-S  6  200    0
10   E BOTH N-S  3  680    2           24   W NONE N-S  6  460    2.5
11   S NONE N-S  3    -50  3           25   N E-W  N-S  7  500    3
12   W N-S  N-S  3   -110  1           26   E BOTH N-S  7   -620  1.5
13   N BOTH N-S  4  100    0           27   S NONE N-S  7    -50  0.5
14   E NONE N-S  4  420    1           28   W N-S  N-S  7  620    2
  SESSION SCORE:  38.00   PERCENT:  45.24

------------------------------------------------------------------------

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 1
North Deals
None Vul

♠	8 7 6 4
♥	8 2
♦	K 10 9
♣	A Q J 8

♠	Q 9 3
♥	10 6 4 3
♦	A J 4
♣	7 3 2

N
W		E
S

♠	A 10
♥	Q 5
♦	8 7 6 3 2
♣	K 9 6 4

♠	K J 5 2
♥	A K J 9 7
♦	Q 5
♣	10 5

NS 3♠; NS 3♥; NS 2N; NS 2♣; NS 1♦; Par +140

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♠	N	3	140		3.00	0.00	8-Malovos-Martin vs 1-Seavey-Unger
2 ♠	N	2	110		2.00	1.00	6-Hardin-Wang vs 5-Holland-Johnson
3 ♠	N	−1		50	1.00	2.00	4-Schertz-Director vs 2-Schwartz-Kakuske
4 ♠	N	−3		150	0.00	3.00	7-Abbott-Williams vs 3-Gerstell-Woodson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 2
East Deals
N-S Vul

♠	A K 5
♥	10 3
♦	Q J 8 7
♣	K 6 3 2

♠	Q 4 3 2
♥	Q 9 8 4
♦	A 9
♣	A 8 7

N
W		E
S

♠	J 9 7
♥	A J 7
♦	K 10 6 5 2
♣	Q 5

♠	10 8 6
♥	K 6 5 2
♦	4 3
♣	J 10 9 4

EW 3♠; W 3♥; EW 2N; E 2♥; EW 2♦; NS 1♣; Par −140

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♦	W	−2	100		3.00	0.00	7-Abbott-Williams vs 3-Gerstell-Woodson
2 ♦	E	−1	50		2.00	1.00	4-Schertz-Director vs 2-Schwartz-Kakuske
1 NT	N	−1		100	1.00	2.00	6-Hardin-Wang vs 5-Holland-Johnson
1 NT	E	2		120	0.00	3.00	8-Malovos-Martin vs 1-Seavey-Unger

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 3
South Deals
E-W Vul

♠	J 8
♥	J 8 7 5 4
♦	K Q 7
♣	J 5 2

♠	K 10 6 5 3 2
♥	K 2
♦	A 6
♣	A Q 10

N
W		E
S

♠	A
♥	A Q 9 6 3
♦	8 3
♣	K 7 6 4 3

♠	Q 9 7 4
♥	10
♦	J 10 9 5 4 2
♣	9 8

EW 7♣; EW 6N; EW 6♥; EW 4♠; EW 1♦; Par −1700: NS 7♦×−7

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
5 ♣	W	−1	100		3.00	0.00	7-Abbott-Williams vs 3-Gerstell-Woodson
5 ♣	E	5		600	2.00	1.00	4-Schertz-Director vs 2-Schwartz-Kakuske
4 ♠	W	4		620	1.00	2.00	8-Malovos-Martin vs 1-Seavey-Unger
3 NT	W	5		660	0.00	3.00	6-Hardin-Wang vs 5-Holland-Johnson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 4
West Deals
Both Vul

♠	6 5
♥	A J 10 5 2
♦	Q 6 4 3
♣	Q 9

♠	8 4 3 2
♥	K Q 8 4
♦	10 9
♣	A 7 3

N
W		E
S

♠	A J 10
♥	9 3
♦	8 5 2
♣	K 10 5 4 2

♠	K Q 9 7
♥	7 6
♦	A K J 7
♣	J 8 6

NS 2♠; NS 2♥; NS 3♦; NS 1N; NS 1♣; Par +110

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
2 NT	S	2	120		3.00	0.00	8-Malovos-Martin vs 1-Seavey-Unger
2 ♦	S	3	110		1.50	1.50	4-Schertz-Director vs 2-Schwartz-Kakuske
2 ♦	S	3	110		1.50	1.50	6-Hardin-Wang vs 5-Holland-Johnson
3 NT	N	−1		100	0.00	3.00	7-Abbott-Williams vs 3-Gerstell-Woodson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 5
North Deals
N-S Vul

♠	J 10
♥	9 8
♦	Q 10 9 7 3
♣	A 9 4 3

♠	5 3
♥	2
♦	A K 8 5
♣	K J 10 6 5 2

N
W		E
S

♠	A K 9 7 4 2
♥	A K Q J 10 3
♦	4
♣	—

♠	Q 8 6
♥	7 6 5 4
♦	J 6 2
♣	Q 8 7

EW 6♠; EW 6♥; EW 5N; EW 3♣; EW 2♦; Par −980

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
6 NT	W	−2	100		3.00	0.00	8-Malovos-Martin vs 2-Schwartz-Kakuske
6 NT	W	−1	50		2.00	1.00	1-Seavey-Unger vs 4-Schertz-Director
3 NT	W	4		430	1.00	2.00	5-Holland-Johnson vs 3-Gerstell-Woodson
6 ♠	E	6		980	0.00	3.00	7-Abbott-Williams vs 6-Hardin-Wang

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 6
East Deals
E-W Vul

♠	Q 8 7 6 5
♥	8 2
♦	10 2
♣	K 5 3 2

♠	A 9 3 2
♥	7
♦	A J 9 8 7
♣	A Q 7

N
W		E
S

♠	10
♥	A K Q J 5 4 3
♦	K 6 3
♣	8 6

♠	K J 4
♥	10 9 6
♦	Q 5 4
♣	J 10 9 4

EW 7N; EW 7♥; EW 7♦; EW 2♠; W 3♣; E 2♣; Par −2220

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 NT	W	5		660	3.00	0.00	7-Abbott-Williams vs 6-Hardin-Wang
3 NT	W	6		690	2.00	1.00	5-Holland-Johnson vs 3-Gerstell-Woodson
6 ♥	E	7		1460	1.00	2.00	1-Seavey-Unger vs 4-Schertz-Director
6 NT	W	7		1470	0.00	3.00	8-Malovos-Martin vs 2-Schwartz-Kakuske

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 7
South Deals
Both Vul

♠	Q 9 8
♥	A 6 4
♦	Q 9 5
♣	Q 7 4 3

♠	A K 6
♥	K Q 3
♦	K J 10 8
♣	A 6 2

N
W		E
S

♠	10 7 2
♥	J 10 9 8
♦	A 7 4 2
♣	K 5

♠	J 5 4 3
♥	7 5 2
♦	6 3
♣	J 10 9 8

EW 6♦; EW 5N; EW 5♥; EW 4♠; EW 2♣; Par −1370

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 NT	W	3		600	2.00	1.00	1-Seavey-Unger vs 4-Schertz-Director
3 NT	W	3		600	2.00	1.00	5-Holland-Johnson vs 3-Gerstell-Woodson
3 NT	W	3		600	2.00	1.00	8-Malovos-Martin vs 2-Schwartz-Kakuske
3 NT	W	5		660	0.00	3.00	7-Abbott-Williams vs 6-Hardin-Wang

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 8
West Deals
None Vul

♠	A 10 9 7 3
♥	Q 7 6 5 3
♦	A 6
♣	4

♠	K 8 4
♥	K 8 4
♦	5 4 3
♣	A 9 8 6

N
W		E
S

♠	6 5
♥	J 9 2
♦	9 7 2
♣	Q 10 7 3 2

♠	Q J 2
♥	A 10
♦	K Q J 10 8
♣	K J 5

S 6N; NS 6♠; NS 6♦; N 5N; NS 5♥; NS 2♣; Par +990

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 NT	S	6	490		2.50	0.50	7-Abbott-Williams vs 6-Hardin-Wang
3 NT	S	6	490		2.50	0.50	8-Malovos-Martin vs 2-Schwartz-Kakuske
4 ♠	N	6	480		1.00	2.00	5-Holland-Johnson vs 3-Gerstell-Woodson
4 ♠	N	5	450		0.00	3.00	1-Seavey-Unger vs 4-Schertz-Director

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 9
North Deals
E-W Vul

♠	A 9 6 5
♥	9 3
♦	K 9 3
♣	K Q 9 5

♠	K 10 3
♥	Q J 8 4 2
♦	8
♣	A 10 8 7

N
W		E
S

♠	—
♥	6
♦	A Q J 10 7 5 4 2
♣	6 4 3 2

♠	Q J 8 7 4 2
♥	A K 10 7 5
♦	6
♣	J

NS 4♠; NS 2N; N 2♥; EW 2♦; S 1♥; EW 1♣; Par +420

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♠×	S	4	590		3.00	0.00	2-Schwartz-Kakuske vs 5-Holland-Johnson
5 ♦×	E	−2	500		2.00	1.00	6-Hardin-Wang vs 4-Schertz-Director
4 ♠	S	4	420		1.00	2.00	8-Malovos-Martin vs 3-Gerstell-Woodson
4 ♠	S	−1		50	0.00	3.00	1-Seavey-Unger vs 7-Abbott-Williams

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 10
East Deals
Both Vul

♠	A K
♥	K Q 10 4
♦	A Q 10 6 4
♣	8 5

♠	5 4 2
♥	A 6 3
♦	9 8
♣	Q 9 6 4 2

N
W		E
S

♠	10 8 7 6 3
♥	9
♦	J 7 3
♣	K J 10 3

♠	Q J 9
♥	J 8 7 5 2
♦	K 5 2
♣	A 7

NS 6♥; NS 3N; NS 5♦; NS 1♠; EW 1♣; Par +1430

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♥	S	6	680		2.00	1.00	2-Schwartz-Kakuske vs 5-Holland-Johnson
4 ♥	S	6	680		2.00	1.00	6-Hardin-Wang vs 4-Schertz-Director
4 ♥	S	6	680		2.00	1.00	8-Malovos-Martin vs 3-Gerstell-Woodson
5 ♥	S	5	650		0.00	3.00	1-Seavey-Unger vs 7-Abbott-Williams

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 11
South Deals
None Vul

♠	K Q 9 6 5 2
♥	—
♦	A 9 5 4
♣	J 9 5

♠	A J 8 7
♥	K J 7
♦	Q 7
♣	10 4 3 2

N
W		E
S

♠	4
♥	Q 10 9 5 3 2
♦	K J 8 2
♣	A 6

♠	10 3
♥	A 8 6 4
♦	10 6 3
♣	K Q 8 7

EW 4♥; NS 2♠; W 1N; NS 1♣; Par −300: NS 4♠×−2

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♠	N	−1		50	3.00	0.00	8-Malovos-Martin vs 3-Gerstell-Woodson
2 ♥	E	3		140	2.00	1.00	1-Seavey-Unger vs 7-Abbott-Williams
2 ♥	E	4		170	1.00	2.00	2-Schwartz-Kakuske vs 5-Holland-Johnson
4 ♥×	E	4		590	0.00	3.00	6-Hardin-Wang vs 4-Schertz-Director

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 12
West Deals
N-S Vul

♠	8 6 5 4
♥	6 5
♦	A 10 5 3
♣	K 10 3

♠	7
♥	J 3
♦	K Q 9 8 6 4 2
♣	Q J 9

N
W		E
S

♠	Q J 9 3 2
♥	A K 9 8 2
♦	—
♣	A 8 7

♠	A K 10
♥	Q 10 7 4
♦	J 7
♣	6 5 4 2

E 2♥; EW 3♦; N 1N; EW 1♠; W 1♥; EW 1♣; Par −110

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♦	W	−1	50		2.50	0.50	2-Schwartz-Kakuske vs 5-Holland-Johnson
4 ♥	E	−1	50		2.50	0.50	6-Hardin-Wang vs 4-Schertz-Director
3 ♦	W	3		110	1.00	2.00	8-Malovos-Martin vs 3-Gerstell-Woodson
3 NT	E	3		400	0.00	3.00	1-Seavey-Unger vs 7-Abbott-Williams

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 13
North Deals
Both Vul

♠	A K 6
♥	J
♦	J 10 7 6 5
♣	9 5 4 3

♠	Q 10 7 4
♥	A K 10 8 6 5
♦	8
♣	10 7

N
W		E
S

♠	9 8 5 2
♥	Q 9 7
♦	K 4 3 2
♣	J 6

♠	J 3
♥	4 3 2
♦	A Q 9
♣	A K Q 8 2

NS 6♣; NS 5♦; NS 1N; EW 1♠; EW 1♥; Par +1370

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♥	W	−2	200		2.50	0.50	3-Gerstell-Woodson vs 6-Hardin-Wang
3 ♥	W	−2	200		2.50	0.50	7-Abbott-Williams vs 5-Holland-Johnson
3 ♦	N	4	130		1.00	2.00	2-Schwartz-Kakuske vs 1-Seavey-Unger
3 ♥	W	−1	100		0.00	3.00	8-Malovos-Martin vs 4-Schertz-Director

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 14
East Deals
None Vul

♠	5 3
♥	8 5 2
♦	A 9 7 4
♣	A 10 8 7

♠	9 7 4
♥	4
♦	Q 6 2
♣	Q J 5 4 3 2

N
W		E
S

♠	A K 8
♥	A 3
♦	K J 10 8 5
♣	K 9 6

♠	Q J 10 6 2
♥	K Q J 10 9 7 6
♦	3
♣	—

NS 4♥; EW 5♣; EW 4♦; NS 2♠; Par −100: NS 5♥×−1

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♥×	S	4	590		2.50	0.50	3-Gerstell-Woodson vs 6-Hardin-Wang
4 ♥×	S	4	590		2.50	0.50	7-Abbott-Williams vs 5-Holland-Johnson
4 ♥	S	4	420		1.00	2.00	8-Malovos-Martin vs 4-Schertz-Director
3 NT	E	−4	200		0.00	3.00	2-Schwartz-Kakuske vs 1-Seavey-Unger

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 15
South Deals
N-S Vul

♠	8 5 4
♥	K 10 5 3
♦	Q 8 2
♣	Q 8 4

♠	Q 7 3 2
♥	Q 9 8 4 2
♦	J 9 6
♣	7

N
W		E
S

♠	A K J 9
♥	—
♦	A K 10 3
♣	K J 9 5 3

♠	10 6
♥	A J 7 6
♦	7 5 4
♣	A 10 6 2

W 5♠; E 4♠; EW 3N; EW 4♦; EW 2♥; EW 3♣; Par −450

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
1 ♠	E	5		200	3.00	0.00	2-Schwartz-Kakuske vs 1-Seavey-Unger
4 ♠	E	4		420	2.00	1.00	7-Abbott-Williams vs 5-Holland-Johnson
3 NT	E	4		430	1.00	2.00	8-Malovos-Martin vs 4-Schertz-Director
4 ♠	E	6		480	0.00	3.00	3-Gerstell-Woodson vs 6-Hardin-Wang

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 16
West Deals
E-W Vul

♠	Q 7 5
♥	8 7 6 5 2
♦	Q
♣	Q 10 9 6

♠	10 8 6
♥	A K 9 3
♦	J 9 8 6 3
♣	2

N
W		E
S

♠	K J 9 2
♥	10
♦	A K 10 7 5 4
♣	A J

♠	A 4 3
♥	Q J 4
♦	2
♣	K 8 7 5 4 3

EW 6♠; EW 6♦; EW 3N; EW 2♥; NS 1♣; Par −1400: NS 7♣×−6

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
2 ♦	E	6		170	3.00	0.00	7-Abbott-Williams vs 5-Holland-Johnson
3 NT	E	3		600	2.00	1.00	8-Malovos-Martin vs 4-Schertz-Director
5 ♦	W	6		620	1.00	2.00	3-Gerstell-Woodson vs 6-Hardin-Wang
6 ♦	E	6		1370	0.00	3.00	2-Schwartz-Kakuske vs 1-Seavey-Unger

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 17
North Deals
None Vul

♠	J 10 9 8 5
♥	10 5
♦	Q 2
♣	A 9 4 3

♠	2
♥	6 2
♦	A J 8 7
♣	K J 10 7 6 2

N
W		E
S

♠	6 4 3
♥	A Q 9 8 7 4
♦	6 3
♣	Q 5

♠	A K Q 7
♥	K J 3
♦	K 10 9 5 4
♣	8

NS 5♠; NS 3♦; E 1♥; EW 1♣; Par +450

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
5 ♥×	E	−4	800		3.00	0.00	4-Schertz-Director vs 7-Abbott-Williams
4 ♠	N	5	450		2.00	1.00	3-Gerstell-Woodson vs 2-Schwartz-Kakuske
4 ♠	N	4	420		1.00	2.00	1-Seavey-Unger vs 6-Hardin-Wang
3 ♠	N	4	170		0.00	3.00	8-Malovos-Martin vs 5-Holland-Johnson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 18
East Deals
N-S Vul

♠	A Q 9
♥	Q J 10 6 5
♦	—
♣	10 9 7 5 3

♠	8 5
♥	9 7
♦	K Q J 8 5
♣	A K Q 6

N
W		E
S

♠	K J 10 2
♥	A K 3
♦	A 3 2
♣	J 8 2

♠	7 6 4 3
♥	8 4 2
♦	10 9 7 6 4
♣	4

EW 6N; EW 6♦; EW 4♣; EW 2♠; EW 2♥; Par −990

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 NT	E	5		460	3.00	0.00	1-Seavey-Unger vs 6-Hardin-Wang
4 NT	E	6		490	2.00	1.00	4-Schertz-Director vs 7-Abbott-Williams
6 NT	E	6		990	1.00	2.00	3-Gerstell-Woodson vs 2-Schwartz-Kakuske
6 NT	E	7		1020	0.00	3.00	8-Malovos-Martin vs 5-Holland-Johnson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 19
South Deals
E-W Vul

♠	Q 10 5
♥	A J 9
♦	3
♣	A K J 10 9 2

♠	8 4
♥	8 7 4
♦	K 8 6 5 4 2
♣	7 4

N
W		E
S

♠	A K 9 6 2
♥	K 10 5 2
♦	A 9
♣	Q 6

♠	J 7 3
♥	Q 6 3
♦	Q J 10 7
♣	8 5 3

NS 2N; EW 2♥; EW 2♦; NS 2♣; EW 1♠; Par +120

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♥	E	−2	200		3.00	0.00	1-Seavey-Unger vs 6-Hardin-Wang
2 NT	S	3	150		2.00	1.00	4-Schertz-Director vs 7-Abbott-Williams
3 ♣	N	−1		50	0.50	2.50	3-Gerstell-Woodson vs 2-Schwartz-Kakuske
3 ♣	N	−1		50	0.50	2.50	8-Malovos-Martin vs 5-Holland-Johnson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 20
West Deals
Both Vul

♠	4 2
♥	A 8 3
♦	K 8 6 4
♣	K 9 8 5

♠	K 10 6
♥	K J 6 4
♦	Q 7 5
♣	10 7 4

N
W		E
S

♠	A 7 3
♥	Q 9 7 5 2
♦	J 9 3
♣	J 2

♠	Q J 9 8 5
♥	10
♦	A 10 2
♣	A Q 6 3

NS 5♣; NS 3♠; NS 3♦; NS 1N; EW 1♥; Par +600

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 ♥	E	−1	100		3.00	0.00	1-Seavey-Unger vs 6-Hardin-Wang
1 NT	N	1	90		2.00	1.00	3-Gerstell-Woodson vs 2-Schwartz-Kakuske
3 NT	N	−2		200	0.50	2.50	4-Schertz-Director vs 7-Abbott-Williams
2 NT	N	−2		200	0.50	2.50	8-Malovos-Martin vs 5-Holland-Johnson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 21
North Deals
N-S Vul

♠	10 5 4 2
♥	8 6 3
♦	10 9 7
♣	10 7 6

♠	A 8 3
♥	A K Q 10 9
♦	J 5 3
♣	J 2

N
W		E
S

♠	K J 7 6
♥	7 2
♦	K 4
♣	A K 5 4 3

♠	Q 9
♥	J 5 4
♦	A Q 8 6 2
♣	Q 9 8

E 6♠; E 6♥; EW 5N; W 5♠; W 5♥; E 5♣; W 4♣; EW 3♦; Par −980

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
2 ♠	E	5		200	3.00	0.00	4-Schertz-Director vs 3-Gerstell-Woodson
4 ♥	W	4		420	1.50	1.50	2-Schwartz-Kakuske vs 7-Abbott-Williams
4 ♥	W	4		420	1.50	1.50	5-Holland-Johnson vs 1-Seavey-Unger
3 NT	E	4		430	0.00	3.00	8-Malovos-Martin vs 6-Hardin-Wang

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 22
East Deals
E-W Vul

♠	A J 8
♥	10 7 2
♦	A K Q 4 2
♣	K 2

♠	10 6 3 2
♥	K 8 3
♦	10 9
♣	A Q 6 5

N
W		E
S

♠	Q 5 4
♥	Q 9 6 5 4
♦	6 5
♣	10 9 3

♠	K 9 7
♥	A J
♦	J 8 7 3
♣	J 8 7 4

S 4N; N 3N; NS 5♦; NS 3♠; S 2♥; S 3♣; N 2♣; N 1♥; Par +430

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 NT	S	4	430		3.00	0.00	2-Schwartz-Kakuske vs 7-Abbott-Williams
3 NT	N	3	400		2.00	1.00	8-Malovos-Martin vs 6-Hardin-Wang
3 NT	N	−1		50	0.50	2.50	4-Schertz-Director vs 3-Gerstell-Woodson
3 NT	N	−1		50	0.50	2.50	5-Holland-Johnson vs 1-Seavey-Unger

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 23
South Deals
Both Vul

♠	A Q 6 3
♥	K J 7
♦	Q J 10 7
♣	K 4

♠	5
♥	Q 10 5 4 3
♦	K 9 8 5 2
♣	A 3

N
W		E
S

♠	K 10 4
♥	9 8 6 2
♦	A 6 3
♣	9 6 5

♠	J 9 8 7 2
♥	A
♦	4
♣	Q J 10 8 7 2

NS 4♠; NS 3N; N 4♣; S 3♣; EW 1♥; NS 1♦; Par +620

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♠	N	5	650		2.00	1.00	2-Schwartz-Kakuske vs 7-Abbott-Williams
4 ♠	N	4	650		2.00	1.00	4-Schertz-Director vs 3-Gerstell-Woodson
4 ♠	N	5	650		2.00	1.00	5-Holland-Johnson vs 1-Seavey-Unger
5 ♥	W	−2	200		0.00	3.00	8-Malovos-Martin vs 6-Hardin-Wang

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 24
West Deals
None Vul

♠	Q J 6 3
♥	K Q 8 4
♦	A 6
♣	K J 6

♠	10 4 2
♥	J 9 7
♦	2
♣	A Q 9 8 7 4

N
W		E
S

♠	K 7 5
♥	10 6 3
♦	K J 7 5 4 3
♣	5

♠	A 9 8
♥	A 5 2
♦	Q 10 9 8
♣	10 3 2

NS 5N; NS 4♠; NS 4♥; NS 3♦; NS 2♣; Par +460

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
3 NT	N	5	460		2.50	0.50	5-Holland-Johnson vs 1-Seavey-Unger
3 NT	N	5	460		2.50	0.50	8-Malovos-Martin vs 6-Hardin-Wang
3 NT	N	4	430		0.50	2.50	2-Schwartz-Kakuske vs 7-Abbott-Williams
3 NT	N	4	430		0.50	2.50	4-Schertz-Director vs 3-Gerstell-Woodson

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 25
North Deals
E-W Vul

♠	J 9 7
♥	7 6 4
♦	Q 9 3
♣	K Q J 10

♠	6 3
♥	J 10 9 2
♦	K J 8 7 5
♣	8 4

N
W		E
S

♠	A K Q 10 8 5 4
♥	8 3
♦	6 4 2
♣	7

♠	2
♥	A K Q 5
♦	A 10
♣	A 9 6 5 3 2

NS 4♥; NS 5♣; EW 2♠; Par +420

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♠×	E	−2	500		3.00	0.00	8-Malovos-Martin vs 7-Abbott-Williams
5 ♣	N	5	400		1.00	2.00	3-Gerstell-Woodson vs 1-Seavey-Unger
5 ♣	N	5	400		1.00	2.00	5-Holland-Johnson vs 4-Schertz-Director
5 ♣	N	5	400		1.00	2.00	6-Hardin-Wang vs 2-Schwartz-Kakuske

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 26
East Deals
Both Vul

♠	A 7
♥	8 5 2
♦	8 5
♣	Q J 10 9 6 3

♠	J 9 8 5
♥	A J 10 9 4 3
♦	10 6 3
♣	—

N
W		E
S

♠	K 10 6 3
♥	K 6
♦	K Q 9
♣	A 7 5 4

♠	Q 4 2
♥	Q 7
♦	A J 7 4 2
♣	K 8 2

EW 4♠; EW 4♥; EW 1N; NS 2♣; E 1♦; Par −620

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
4 ♠	W	4		620	1.50	1.50	3-Gerstell-Woodson vs 1-Seavey-Unger
4 ♥	E	4		620	1.50	1.50	5-Holland-Johnson vs 4-Schertz-Director
4 ♥	E	4		620	1.50	1.50	6-Hardin-Wang vs 2-Schwartz-Kakuske
4 ♥	E	4		620	1.50	1.50	8-Malovos-Martin vs 7-Abbott-Williams

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 27
South Deals
None Vul

♠	Q 9 7 6 5
♥	A 8 7
♦	10 9 6 4 2
♣	—

♠	A J 10
♥	Q J 6
♦	A 3
♣	Q J 7 6 3

N
W		E
S

♠	4 3 2
♥	9 5 2
♦	Q 8 7
♣	K 9 8 4

♠	K 8
♥	K 10 4 3
♦	K J 5
♣	A 10 5 2

S 4♠; N 3♠; NS 3♥; NS 4♦; S 1N; EW 1♣; Par +420

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
2 ♠	N	4	170		3.00	0.00	3-Gerstell-Woodson vs 1-Seavey-Unger
2 ♠	N	2	110		2.00	1.00	5-Holland-Johnson vs 4-Schertz-Director
1 NT	S	−1		50	0.50	2.50	6-Hardin-Wang vs 2-Schwartz-Kakuske
3 ♥	S	−1		50	0.50	2.50	8-Malovos-Martin vs 7-Abbott-Williams

Stratified Open Pairs / Morro Bay Charity Bridge Club / Monday, December 9, 2013

Board 28
West Deals
N-S Vul

♠	K Q 10 8 4
♥	10 6 4
♦	4
♣	A J 5 3

♠	9 7
♥	A K 8 5 3
♦	J 7 6
♣	10 9 6

N
W		E
S

♠	5
♥	Q 9
♦	K Q 8 3 2
♣	K 8 7 4 2

♠	A J 6 3 2
♥	J 7 2
♦	A 10 9 5
♣	Q

NS 4♠; NS 1N; EW 2♦; EW 2♣; Par +500: EW 5♣×−3; EW 5♦×−3

Contract	By	Made	Scores		Matchpoints		Pairs
			N-S	E-W	N-S	E-W
5 ♠×	N	5	850		3.00	0.00	5-Holland-Johnson vs 4-Schertz-Director
4 ♠	S	4	620		2.00	1.00	8-Malovos-Martin vs 7-Abbott-Williams
3 ♠	S	4	170		1.00	2.00	3-Gerstell-Woodson vs 1-Seavey-Unger
2 ♦	N	−3		300	0.00	3.00	6-Hardin-Wang vs 2-Schwartz-Kakuske