EVENT> ACBL Educational Foundation Unit Championship 99er Pairs  |SESSION> Thursday Aft  |SECTION> B
-------------------------,----------------------,---------------------------------------------------
DATE> November 14, 2013  |SANCTION> UE1311540C  | 11/14/2013 17:56
------------------,-------------------------------------,-------------------------------------------
DIR> Jim Solomon  |RATING> Unit Educational Foundation  |MOVEMENT> HOWELL (One Winner)
-----------,--------,-------------------------------------,-----------------------------------------
AVE> 50.0  |TOP> 5  |MP LIMITS> 100/50/20 (Pair Average)  |CLUB> Five Cities Duplicate Bridge Club
----------------------------------------------------------------------------------------------------
PAIRS IN STRAT A=13/B=7/C=3                      ,---,-----------------,-----------------,-------,-------,----------,
-------------------------------------------------|   |     Overall     |     Section     |       |       |  Final   |
No Name                   Name                   |Str|Rnk-A|Rnk-B|Rnk-C|Rnk-A|Rnk-B|Rnk-C| Score |  Pct  |  Awards  |
------------------------------------------------- --- ----- ----- ----- ----- ----- ----- ------- ------- ----------

 1 Sue Percival           Alan Percival            A    .     .     .  |  .     .     .    46.55   46.55

 2 Lou Walters            Terry Lichtman           C    .     .     .  |  .     .     .    50.72   50.72


 4 Helma Smulders         Sharon Murphy            A    .     .     .  |  .     .     .    53.44   53.44

 5 Bob Cotner             Ed Kreins                A    .     .     .  |  .     .     .    38.61   38.61

 6 Gordon North           Phil O'Carroll           A    .     .     .  |  .     .     .    50.06   50.06

 7 Diane Briscoe          Christy Nichol           B    5     .     .  |  5     .     .    53.83   53.83   0.46(OA)

 8 Jean Lardon            Jerry Tolson             A    1     .     .  |  1     .     .    64.33   64.33   1.45(OA)

 9 Leslie Parrott         Cathy Johnson            C    .     .     .  |  .     .     .    44.72   44.72

10 Toni Gold              Emily Kreins             A    .     .     .  |  .     .     .    49.55   49.55

11 Rose Will              Terri Main               C    2     1     .  |  2     1     1    56.50   56.50   1.09(OA)

12 Donna Kimber           Stacey Stack             B    .     .     .  |  .     .     .    50.67   50.67

13 Chuck Crockett         Cherie Crockett          B    3     2     .  |  3     2     .    56.15   56.15   0.82(OA)

14 Kathy Lotfi            Ron Schmidt              B    4     3     .  |  4     3     .    54.61   54.61   0.61(OA)


                                          Totals                                          669.74

PAIR SUMMARIES

Summary for Pair B 1
Sue Percival - Alan Percival
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 3   S E-W  N-S 11  200    3.25        15   S N-S  N-S  2  650    4
 4   W BOTH N-S 11  130    3           16   W E-W  N-S  2   -100  3.5
 5   N N-S  E-W  7   -110  2.5         17   N NONE E-W 10  170    3
 6   E E-W  E-W  7   -100  2.5         18   E N-S  E-W 10  100    2.5
 7   S BOTH E-W 14  150    3.25        19   S E-W  N-S  8   -150  0
 8   W NONE E-W 14   -170  2.5         20   W BOTH N-S  8   -140  0
11   S NONE E-W  9   -110  2.5         21   N N-S  N-S  6   -420  0.7
12   W N-S  E-W  9  210    3.7         22   E E-W  N-S  6   -110  1.9
13   N BOTH E-W 13  -1430  2           25   N E-W  N-S  5  130    2.5
14   E NONE E-W 13    -50  0.5         26   E BOTH N-S  5   -110  2.75
          TOTAL:  46.55
  SESSION SCORE:  46.55   PERCENT:  46.55

------------------------------------------------------------------------

Summary for Pair B 2
Lou Walters - Terry Lichtman
99er Pairs  Stratum C Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  6   -110  3.25        10   E BOTH E-W 14  100    4.75
 2   E N-S  N-S  6   -170  3.25        13   N BOTH E-W 10  100    5
 3   S E-W  N-S  4  200    3.25        14   E NONE E-W 10  430    5
 4   W BOTH N-S  4  200    3.5         15   S N-S  E-W  1   -650  1
 5   N N-S  N-S 12  100    3           16   W E-W  E-W  1  100    1.5
 6   E E-W  N-S 12   -650  2.75        19   S E-W  E-W 11   50    0.5
 7   S BOTH E-W  8  630    4.75        20   W BOTH E-W 11   -600  0
 8   W NONE E-W  8   -200  0.25        23   S BOTH N-S  7   -100  0.1
 9   N E-W  E-W 14   -430  2.5         24   W NONE N-S  7    -70  1.3
          TOTAL:  45.65
  SESSION SCORE:  50.72   PERCENT:  50.72

------------------------------------------------------------------------

Summary for Pair B 4
Helma Smulders - Sharon Murphy
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S  9  100    4.75        14   E NONE E-W 14  400    2.5
 2   E N-S  N-S  9   -140  4.75        15   S N-S  E-W  7   -200  2.5
 3   S E-W  E-W  2   -200  2.75        16   W E-W  E-W  7  110    3
 4   W BOTH E-W  2   -200  2.5         17   N NONE E-W 12   -150  0
 7   S BOTH N-S  6   -100  4.75        18   E N-S  E-W 12  300    5
 8   W NONE N-S  6  170    2.5         21   N N-S  N-S  5   -170  3.1
11   S NONE E-W 10   -400  0.1         22   E E-W  N-S  5  150    3.7
12   W N-S  E-W 10  430    4.9         23   S BOTH E-W 13   -680  0.1
13   N BOTH E-W 14  -1440  0.5         24   W NONE E-W 13   -110  0.7
          TOTAL:  48.10
  SESSION SCORE:  53.44   PERCENT:  53.44

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Summary for Pair B 5
Bob Cotner - Ed Kreins
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S 12   -420  0.25        18   E N-S  E-W  8    -50  1
 2   E N-S  N-S 12   -420  1           19   S E-W  E-W 13   50    0.5
 9   N E-W  N-S  7  430    2.5         20   W BOTH E-W 13  100    3.5
10   E BOTH N-S  7  140    1.75        21   N N-S  E-W  4  170    1.9
13   N BOTH E-W 11   -680  3           22   E E-W  E-W  4   -150  1.3
14   E NONE E-W 11    -50  0.5         23   S BOTH N-S  6  400    1.3
15   S N-S  E-W 14   -660  0           24   W NONE N-S  6   90    2.5
16   W E-W  E-W 14  150    4           25   N E-W  E-W  1   -130  3.5
17   N NONE E-W  8  170    3           26   E BOTH E-W  1  110    3.25
          TOTAL:  34.75
  SESSION SCORE:  38.61   PERCENT:  38.61

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Summary for Pair B 6
Gordon North - Phil O'Carroll
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  2  110    1.75        16   W E-W  E-W 12  500    5
 2   E N-S  E-W  2  170    1.75        17   N NONE E-W 14  170    3
 3   S E-W  N-S 13    -90  2.5         18   E N-S  E-W 14   -150  0
 4   W BOTH N-S 13  110    2.5         19   S E-W  E-W  9  100    3
 7   S BOTH E-W  4  100    0.25        20   W BOTH E-W  9   -100  2
 8   W NONE E-W  4   -170  2.5         21   N N-S  E-W  1  420    4.3
11   S NONE N-S  8    -50  0.7         22   E E-W  E-W  1  110    3.1
12   W N-S  N-S  8   -170  2.5         23   S BOTH E-W  5   -400  3.7
15   S N-S  E-W 12   -170  4           24   W NONE E-W  5    -90  2.5
          TOTAL:  45.05
  SESSION SCORE:  50.06   PERCENT:  50.06

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Summary for Pair B 7
Diane Briscoe - Christy Nichol
99er Pairs  Stratum B Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 5   N N-S  N-S  1  110    3.5         16   W E-W  N-S  4   -110  2
 6   E E-W  N-S  1  100    3.5         17   N NONE E-W 13  420    5
 9   N E-W  E-W  5   -430  2.5         18   E N-S  E-W 13  100    2.5
10   E BOTH E-W  5   -140  3.25        19   S E-W  E-W 14  100    3
11   S NONE N-S 11  120    3.7         20   W BOTH E-W 14   -120  1
12   W N-S  N-S 11   -150  3.7         21   N N-S  E-W 10    -50  0.1
13   N BOTH N-S  9  650    1           22   E E-W  E-W 10   -430  0.1
14   E NONE N-S  9   -400  2.5         23   S BOTH E-W  2  100    4.9
15   S N-S  N-S  4  200    2.5         24   W NONE E-W  2   70    3.7
          TOTAL:  48.45
  SESSION SCORE:  53.83   PERCENT:  53.83  Session rank: 5(A)
                                             Event rank: 5(A)
  MASTER POINTS:  0.46 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair B 8
Jean Lardon - Jerry Tolson
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 7   S BOTH N-S  2   -630  0.25        16   W E-W  N-S 10   -100  3.5
 8   W NONE N-S  2  200    4.75        17   N NONE N-S  5   -170  2
 9   N E-W  N-S 13  400    0.25        18   E N-S  N-S  5   50    4
10   E BOTH N-S 13  640    4.75        19   S E-W  E-W  1  150    5
11   S NONE E-W  6   50    4.3         20   W BOTH E-W  1  140    5
12   W N-S  E-W  6  170    2.5         21   N N-S  E-W 14  420    4.3
13   N BOTH N-S 12 1440    4.5         22   E E-W  E-W 14  110    3.1
14   E NONE N-S 12   -420  1           23   S BOTH E-W 11   -650  1.3
15   S N-S  N-S 10  200    2.5         24   W NONE E-W 11  300    4.9
          TOTAL:  57.90
  SESSION SCORE:  64.33   PERCENT:  64.33  Session rank: 1(A)
                                             Event rank: 1(A)
  MASTER POINTS:  1.45 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair B 9
Leslie Parrott - Cathy Johnson
99er Pairs  Stratum C Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  4   -100  0.25        16   W E-W  N-S 13  200    5
 2   E N-S  E-W  4  140    0.25        17   N NONE N-S 11   -140  4
 5   N N-S  N-S 10   -140  2.5         18   E N-S  N-S 11   -200  1
 6   E E-W  N-S 10   -650  2.75        19   S E-W  N-S  6   -100  2
11   S NONE N-S  1  110    2.5         20   W BOTH N-S  6  100    3
12   W N-S  N-S  1   -210  1.3         23   S BOTH E-W 14   -620  2.5
13   N BOTH E-W  7   -650  4           24   W NONE E-W 14   -110  0.7
14   E NONE E-W  7  400    2.5         25   N E-W  E-W 12   -150  2.75
15   S N-S  N-S 13   -300  0           26   E BOTH E-W 12  110    3.25
          TOTAL:  40.25
  SESSION SCORE:  44.72   PERCENT:  44.72

------------------------------------------------------------------------

Summary for Pair B 10
Toni Gold - Emily Kreins
99er Pairs  Stratum A Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W 13  140    3.25        15   S N-S  E-W  8   -200  2.5
 2   E N-S  E-W 13  420    4           16   W E-W  E-W  8  100    1.5
 5   N N-S  E-W  9  140    3.5         17   N NONE N-S  1   -170  2
 6   E E-W  E-W  9  650    3.25        18   E N-S  N-S  1   -100  2.5
 7   S BOTH N-S 11   -110  3.25        19   S E-W  N-S 12   -100  2
 8   W NONE N-S 11  140    0.25        20   W BOTH N-S 12   -100  1.5
11   S NONE N-S  4  400    4.9         21   N N-S  N-S  7   50    4.9
12   W N-S  N-S  4   -430  0.1         22   E E-W  N-S  7  430    4.9
13   N BOTH N-S  2   -100  0           25   N E-W  E-W 14   -150  2.75
14   E NONE N-S  2   -430  0           26   E BOTH E-W 14   -400  2.5
          TOTAL:  49.55
  SESSION SCORE:  49.55   PERCENT:  49.55

------------------------------------------------------------------------

Summary for Pair B 11
Rose Will - Terri Main
99er Pairs  Stratum C Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 3   S E-W  E-W  1   -200  2.75        14   E NONE N-S  5   50    4.5
 4   W BOTH E-W  1   -130  3           17   N NONE E-W  9  140    1
 7   S BOTH E-W 10  110    1.75        18   E N-S  E-W  9  200    4
 8   W NONE E-W 10   -140  4.75        19   S E-W  N-S  2    -50  4.5
 9   N E-W  N-S 12  490    4.75        20   W BOTH N-S  2  600    5
10   E BOTH N-S 12  190    3.25        21   N N-S  N-S 13   -170  3.1
11   S NONE E-W  7   -120  1.3         22   E E-W  N-S 13  -1640  0.1
12   W N-S  E-W  7  150    1.3         23   S BOTH N-S  8  650    3.7
13   N BOTH N-S  5  680    2           24   W NONE N-S  8   -300  0.1
          TOTAL:  50.85
  SESSION SCORE:  56.50   PERCENT:  56.50  Session rank: 2(A) 1(B) 1(C)
                                             Event rank: 2(A) 1(B)
  MASTER POINTS:  1.09 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair B 12
Donna Kimber - Stacey Stack
99er Pairs  Stratum B Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE E-W  5  420    4.75        14   E NONE E-W  8  420    4
 2   E N-S  E-W  5  420    4           15   S N-S  N-S  6  170    1
 5   N N-S  E-W  2   -100  3           16   W E-W  N-S  6   -500  0
 6   E E-W  E-W  2  650    3.25        17   N NONE N-S  4  150    5
 9   N E-W  E-W 11   -490  0.25        18   E N-S  N-S  4   -300  0
10   E BOTH E-W 11   -190  1.75        19   S E-W  E-W 10  100    3
11   S NONE N-S 13    -50  0.7         20   W BOTH E-W 10  100    3.5
12   W N-S  N-S 13   -140  4.9         25   N E-W  N-S  9  150    3.25
13   N BOTH E-W  8  -1440  0.5         26   E BOTH N-S  9   -110  2.75
          TOTAL:  45.60
  SESSION SCORE:  50.67   PERCENT:  50.67

------------------------------------------------------------------------

Summary for Pair B 13
Chuck Crockett - Cherie Crockett
99er Pairs  Stratum B Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 1   N NONE N-S 10   -140  1.75        15   S N-S  E-W  9  300    5
 2   E N-S  N-S 10   -420  1           16   W E-W  E-W  9   -200  0
 3   S E-W  E-W  6   90    3.5         17   N NONE N-S  7   -420  0
 4   W BOTH E-W  6   -110  3.5         18   E N-S  N-S  7   -100  2.5
 9   N E-W  E-W  8   -400  4.75        19   S E-W  N-S  5    -50  4.5
10   E BOTH E-W  8   -640  0.25        20   W BOTH N-S  5   -100  1.5
11   S NONE E-W 12   50    4.3         21   N N-S  E-W 11  170    1.9
12   W N-S  E-W 12  140    0.1         22   E E-W  E-W 11 1640    4.9
13   N BOTH N-S  1 1430    3           23   S BOTH N-S  4  680    4.9
14   E NONE N-S  1   50    4.5         24   W NONE N-S  4  110    4.3
          TOTAL:  56.15
  SESSION SCORE:  56.15   PERCENT:  56.15  Session rank: 3(A) 2(B)
                                             Event rank: 3(A) 2(B)
  MASTER POINTS:  0.82 Black (Overall) (Stratum A)

------------------------------------------------------------------------

Summary for Pair B 14
Kathy Lotfi - Ron Schmidt
99er Pairs  Stratum B Thursday Aft Session November 14, 2013
Five Cities Duplicate Bri UE1311540C
Average:  50.0  Top on a Board: 5
BRD DLR VUL DIR VS RESULT SCORE        BRD DLR VUL DIR VS RESULT SCORE
 7   S BOTH N-S  1   -150  1.75        18   E N-S  N-S  6  150    5
 8   W NONE N-S  1  170    2.5         19   S E-W  N-S  7   -100  2
 9   N E-W  N-S  2  430    2.5         20   W BOTH N-S  7  120    4
10   E BOTH N-S  2   -100  0.25        21   N N-S  N-S  8   -420  0.7
13   N BOTH N-S  4 1440    4.5         22   E E-W  N-S  8   -110  1.9
14   E NONE N-S  4   -400  2.5         23   S BOTH N-S  9  620    2.5
15   S N-S  N-S  5  660    5           24   W NONE N-S  9  110    4.3
16   W E-W  N-S  5   -150  1           25   N E-W  N-S 10  150    3.25
17   N NONE N-S  6   -170  2           26   E BOTH N-S 10  400    3.5
          TOTAL:  49.15
  SESSION SCORE:  54.61   PERCENT:  54.61  Session rank: 4(A) 3(B)
                                             Event rank: 4(A) 3(B)
  MASTER POINTS:  0.61 Black (Overall) (Stratum A)

------------------------------------------------------------------------

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 1
North Deals
None Vul

♠	A Q 10
♥	A
♦	7 6 5
♣	K 10 5 4 3 2

♠	J 2
♥	Q J 7 2
♦	K 9 8 4 3
♣	A 9

N
W		E
S

♠	9 8 5 3
♥	K 9 5 4
♦	A Q 2
♣	Q 7

♠	K 7 6 4
♥	10 8 6 3
♦	J 10
♣	J 8 6

EW 3♥; EW 3♦; NS 3♣; Par −100: NS 4♣×−1

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 ♠	E	♣ 6	−2	100		4.75	0.25	4-Smulders-Murphy vs 9-Parrott-Johnson
2 ♦	W	♥ A	3		110	3.25	1.75	2-Walters-Lichtman vs 6-North-O'Carroll
2 ♥	E	♣ J	3		140	1.75	3.25	13-Crockett-Crockett vs 10-Gold-Kreins
4 ♥	W	♠ Q	4		420	0.25	4.75	5-Cotner-Kreins vs 12-Kimber-Stack

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 2
East Deals
N-S Vul

♠	7
♥	J
♦	A J 4 3
♣	Q J 10 8 6 3 2

♠	A 3 2
♥	Q 10 9 8 6 3
♦	10 9 2
♣	9

N
W		E
S

♠	J 5 4
♥	A K 7 2
♦	8 7 5
♣	A K 7

♠	K Q 10 9 8 6
♥	5 4
♦	K Q 6
♣	5 4

EW 3N; EW 3♥; NS 2♠; NS 3♦; NS 3♣; Par −200: NS 4♣×−1; NS 4♦×−1

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 ♥	W	♠ 7	3		140	4.75	0.25	4-Smulders-Murphy vs 9-Parrott-Johnson
2 ♥	W	♠ 7	4		170	3.25	1.75	2-Walters-Lichtman vs 6-North-O'Carroll
4 ♥	E	♠ 10	4		420	1.00	4.00	5-Cotner-Kreins vs 12-Kimber-Stack
4 ♥	E	♠ 9	4		420	1.00	4.00	13-Crockett-Crockett vs 10-Gold-Kreins

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 3
South Deals
E-W Vul

♠	4 3 2
♥	Q J 10 5
♦	A 8 2
♣	K 7 4

♠	A K 9
♥	4 3
♦	K 7 6 4
♣	A J 10 8

N
W		E
S

♠	Q 10 7
♥	K 2
♦	10 9 3
♣	Q 9 6 5 3

♠	J 8 6 5
♥	A 9 8 7 6
♦	Q J 5
♣	2

NS 3♥; NS 2N; EW 2♣; NS 1♠; EW 1♦; Par +140

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	W	♥ 7	−2	200		3.25	2.75	1-Percival-Percival vs 11-Will-Main
4 ♣	W	♥ Q	−2	200		3.25	2.75	2-Walters-Lichtman vs 4-Smulders-Murphy
2 ♣	W	♥ Q	2		90	2.50	3.50	6-North-O'Carroll vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 4
West Deals
Both Vul

♠	8
♥	9 8 3
♦	A K 6
♣	A K Q 8 7 6

♠	A Q
♥	A 10 7 6 2
♦	10 8 7
♣	9 4 3

N
W		E
S

♠	K 9 7 6 4 3 2
♥	K J 4
♦	9 2
♣	5

♠	J 10 5
♥	Q 5
♦	Q J 5 4 3
♣	J 10 2

EW 4♠; NS 4♦; NS 4♣; EW 2♥; Par −200: NS 5♣×−1; NS 5♦×−1

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 ♥	W	♣ A	−2	200		3.50	2.50	2-Walters-Lichtman vs 4-Smulders-Murphy
3 ♣	N	♦ 9	4	130		3.00	3.00	1-Percival-Percival vs 11-Will-Main
1 ♣	N	♠ 2	3	110		2.50	3.50	6-North-O'Carroll vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 5
North Deals
N-S Vul

♠	K Q 9 6 5 2
♥	Q 7
♦	A 10 9
♣	10 5

♠	J 8
♥	J 10 8 4 2
♦	K 6 5
♣	A Q 3

N
W		E
S

♠	A 10 3
♥	K 6 5 3
♦	Q 7 3
♣	J 7 2

♠	7 4
♥	A 9
♦	J 8 4 2
♣	K 9 8 6 4

EW 3N; EW 3♥; W 1♠; NS 1♣; Par −400

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 ♠	N	♥ 3	2	110		3.50	2.50	7-Briscoe-Nichol vs 1-Percival-Percival
4 ♥	W	♦ A	−2	100		3.00	3.00	2-Walters-Lichtman vs 12-Kimber-Stack
3 ♥	W	♣ 10	3		140	2.50	3.50	9-Parrott-Johnson vs 10-Gold-Kreins

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 6
East Deals
E-W Vul

♠	A 7 6 4 3
♥	A 5
♦	7 5
♣	Q 10 8 5

♠	10 9 8
♥	K Q 8 7 4 3
♦	K 6
♣	J 9

N
W		E
S

♠	K J 2
♥	10 2
♦	A J 10 9 3
♣	A K 3

♠	Q 5
♥	J 9 6
♦	Q 8 4 2
♣	7 6 4 2

W 4N; EW 4♥; E 3N; EW 2♠; EW 3♦; Par −630

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
4 ♥	E	♠ 5	−1	100		3.50	2.50	7-Briscoe-Nichol vs 1-Percival-Percival
4 ♥	E	♦ 2	5		650	2.75	3.25	2-Walters-Lichtman vs 12-Kimber-Stack
4 ♥	E	♦ 2	5		650	2.75	3.25	9-Parrott-Johnson vs 10-Gold-Kreins

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 7
South Deals
Both Vul

♠	A Q 8 7 6 5
♥	9
♦	Q 10 9
♣	A 10 7

♠	K 4 2
♥	Q 7
♦	A 5 3
♣	K Q 9 6 2

N
W		E
S

♠	J 10 3
♥	A K J 8 6
♦	4 2
♣	J 8 5

♠	9
♥	10 5 4 3 2
♦	K J 8 7 6
♣	4 3

NS 2♠; NS 3♦; EW 2♣; EW 1♥; Par +110

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 ♠	N	♥ A	−1		100	4.75	0.25	4-Smulders-Murphy vs 6-North-O'Carroll
3 ♣	W	♥ 9	3		110	3.25	1.75	10-Gold-Kreins vs 11-Will-Main
3 ♣	W	♥ 9	5		150	1.75	3.25	14-Lotfi-Schmidt vs 1-Percival-Percival
3 NT	W	♠ Q	4		630	0.25	4.75	8-Lardon-Tolson vs 2-Walters-Lichtman

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 8
West Deals
None Vul

♠	6 5
♥	A K 10 8 7 5
♦	Q 8 4
♣	K Q

♠	K J 9 3
♥	Q J 2
♦	K 9 6 3 2
♣	6

N
W		E
S

♠	Q 8 2
♥	9 3
♦	7 5
♣	A J 9 8 4 2

♠	A 10 7 4
♥	6 4
♦	A J 10
♣	10 7 5 3

NS 3N; NS 3♥; NS 1♦; Par +400

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 ♥	N	♣ 8	5	200		4.75	0.25	8-Lardon-Tolson vs 2-Walters-Lichtman
2 ♥	N	♦ 7	4	170		2.50	2.50	4-Smulders-Murphy vs 6-North-O'Carroll
2 ♥	N	♦ 5	4	170		2.50	2.50	14-Lotfi-Schmidt vs 1-Percival-Percival
2 ♥	N	♣ A	3	140		0.25	4.75	10-Gold-Kreins vs 11-Will-Main

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 9
North Deals
E-W Vul

♠	8 2
♥	K J 8 4 3
♦	K J 7 3
♣	A 4

♠	K J 7
♥	9 7 6 2
♦	9 6 4
♣	Q 8 6

N
W		E
S

♠	6 5 4
♥	Q 10
♦	A 10 8 5 2
♣	10 7 2

♠	A Q 10 9 3
♥	A 5
♦	Q
♣	K J 9 5 3

NS 5N; NS 5♥; NS 4♠; NS 5♣; NS 3♦; Par +460

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	N	♦ 5	6	490		4.75	0.25	11-Will-Main vs 12-Kimber-Stack
3 NT	N	♦ 5	4	430		2.50	2.50	5-Cotner-Kreins vs 7-Briscoe-Nichol
3 NT	N	♦ A	4	430		2.50	2.50	14-Lotfi-Schmidt vs 2-Walters-Lichtman
3 NT	S	♠ 7	3	400		0.25	4.75	8-Lardon-Tolson vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 10
East Deals
Both Vul

♠	A J
♥	A K 10 3 2
♦	A K 6 4 3
♣	8

♠	Q 9 6 3 2
♥	Q
♦	9 7
♣	A K Q J 2

N
W		E
S

♠	7 4
♥	9 8 6 5 4
♦	J 10
♣	10 6 4 3

♠	K 10 8 5
♥	J 7
♦	Q 8 5 2
♣	9 7 5

NS 6♦; NS 4♥; NS 2N; NS 2♠; EW 1♣; Par +1370

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
5 ♦	N	♠ 7	7	640		4.75	0.25	8-Lardon-Tolson vs 13-Crockett-Crockett
4 ♦	N	♠ 7	7	190		3.25	1.75	11-Will-Main vs 12-Kimber-Stack
3 ♥	N	♠ 7	3	140		1.75	3.25	5-Cotner-Kreins vs 7-Briscoe-Nichol
3 NT	S	♣ A	−1		100	0.25	4.75	14-Lotfi-Schmidt vs 2-Walters-Lichtman

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 11
South Deals
None Vul

♠	Q 9 6
♥	K 10 5 2
♦	10 6 5
♣	A J 2

♠	J 2
♥	J 9 7
♦	A J 7 2
♣	6 5 4 3

N
W		E
S

♠	10 7 5 4
♥	8 6 3
♦	K 9 4
♣	K Q 9

♠	A K 8 3
♥	A Q 4
♦	Q 8 3
♣	10 8 7

NS 3N; NS 3♠; NS 3♥; NS 1♦; NS 1♣; Par +400

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	S	♦ 2	3	400		4.90	0.10	10-Gold-Kreins vs 4-Smulders-Murphy
2 NT	S	♦ 7	2	120		3.70	1.30	7-Briscoe-Nichol vs 11-Will-Main
2 ♥	N	♣ K	2	110		2.50	2.50	9-Parrott-Johnson vs 1-Percival-Percival
3 NT	S	♦ 2	−1		50	0.70	4.30	6-North-O'Carroll vs 8-Lardon-Tolson
3 NT	S	♦ 7	−1		50	0.70	4.30	12-Kimber-Stack vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 12
West Deals
N-S Vul

♠	10 5 3
♥	K 7 3
♦	K 8 5 4
♣	9 6 4

♠	A J 9 8 2
♥	A 6 5
♦	A J
♣	A K 5

N
W		E
S

♠	K 6 4
♥	9 4 2
♦	10 7 3
♣	J 10 7 3

♠	Q 7
♥	Q J 10 8
♦	Q 9 6 2
♣	Q 8 2

EW 4N; EW 4♠; EW 5♣; EW 2♥; EW 1♦; Par −430

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 ♠	W	♦ 4	3		140	4.90	0.10	12-Kimber-Stack vs 13-Crockett-Crockett
2 ♣	W	♠ 10	5		150	3.70	1.30	7-Briscoe-Nichol vs 11-Will-Main
1 ♠	W	♠ 3	4		170	2.50	2.50	6-North-O'Carroll vs 8-Lardon-Tolson
2 NT	W	♦ 4	5		210	1.30	3.70	9-Parrott-Johnson vs 1-Percival-Percival
3 NT	W	♦ 4	4		430	0.10	4.90	10-Gold-Kreins vs 4-Smulders-Murphy

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 13
North Deals
Both Vul

♠	K 5 3
♥	A K 10 7 6 4
♦	A Q 5
♣	A

♠	J 10 9 8 7 4 2
♥	2
♦	10 2
♣	J 10 6

N
W		E
S

♠	Q 6
♥	Q 9 8 3
♦	9 8 6
♣	9 8 4 2

♠	A
♥	J 5
♦	K J 7 4 3
♣	K Q 7 5 3

NS 7N; NS 7♦; NS 6♥; NS 6♣; NS 2♠; Par +2220

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
6 NT	N	♥ 3	6	1440		4.50	0.50	8-Lardon-Tolson vs 12-Kimber-Stack
6 NT	N	♥ 3	6	1440		4.50	0.50	14-Lotfi-Schmidt vs 4-Smulders-Murphy
6 ♥	N	♠ 6	6	1430		3.00	2.00	13-Crockett-Crockett vs 1-Percival-Percival
4 ♥	N	♠ Q	6	680		2.00	3.00	11-Will-Main vs 5-Cotner-Kreins
4 ♥	N	♦ 9	5	650		1.00	4.00	7-Briscoe-Nichol vs 9-Parrott-Johnson
6 ♥	N	♠ Q	−1		100	0.00	5.00	10-Gold-Kreins vs 2-Walters-Lichtman

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 14
East Deals
None Vul

♠	K 3
♥	10 9 8 5 2
♦	5 4
♣	A 9 5 3

♠	8
♥	Q J 3
♦	A K 9 7
♣	Q 7 6 4 2

N
W		E
S

♠	A 9 2
♥	A K 6
♦	Q J 10
♣	K J 10 8

♠	Q J 10 7 6 5 4
♥	7 4
♦	8 6 3 2
♣	—

EW 6♣; EW 5N; E 4♥; EW 5♦; W 3♥; E 1♠; Par −920

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
6 ♦	W	♣ A	−1	50		4.50	0.50	11-Will-Main vs 5-Cotner-Kreins
3 NT	E	♠ 6	−1	50		4.50	0.50	13-Crockett-Crockett vs 1-Percival-Percival
3 NT	E	♠ Q	3		400	2.50	2.50	7-Briscoe-Nichol vs 9-Parrott-Johnson
3 NT	E	♠ 7	3		400	2.50	2.50	14-Lotfi-Schmidt vs 4-Smulders-Murphy
5 ♣	E	♠ Q	6		420	1.00	4.00	8-Lardon-Tolson vs 12-Kimber-Stack
3 NT	E	♠ Q	4		430	0.00	5.00	10-Gold-Kreins vs 2-Walters-Lichtman

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 15
South Deals
N-S Vul

♠	K
♥	A 8 5
♦	A 6 5 4
♣	A Q 10 7 4

♠	10 5 2
♥	K 7 4 3
♦	J 10 9 8 2
♣	K

N
W		E
S

♠	9 6 3
♥	Q 6 2
♦	Q 7 3
♣	J 6 5 2

♠	A Q J 8 7 4
♥	J 10 9
♦	K
♣	9 8 3

NS 6N; NS 6♠; NS 6♣; NS 4♥; NS 2♦; Par +1440

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	N	♣ 2	5	660		5.00	0.00	14-Lotfi-Schmidt vs 5-Cotner-Kreins
4 ♠	N	♦ J	5	650		4.00	1.00	1-Percival-Percival vs 2-Walters-Lichtman
3 ♠	S	♣ K	5	200		2.50	2.50	7-Briscoe-Nichol vs 4-Smulders-Murphy
2 ♠	S	♦ J	5	200		2.50	2.50	8-Lardon-Tolson vs 10-Gold-Kreins
3 ♠	S	♦ J	4	170		1.00	4.00	12-Kimber-Stack vs 6-North-O'Carroll
5 ♣	N	♠ 3	−3		300	0.00	5.00	9-Parrott-Johnson vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 16
West Deals
E-W Vul

♠	Q
♥	10 6 5 4
♦	Q 10 9 8 7
♣	9 8 6

♠	10 9 7 6 3 2
♥	Q 3
♦	K 3
♣	K J 10

N
W		E
S

♠	J 8 4
♥	K J 9 8
♦	A 4 2
♣	7 3 2

♠	A K 5
♥	A 7 2
♦	J 6 5
♣	A Q 5 4

EW 2♠; NS 2♦; S 1♥; NS 1♣; Par −100: NS 3♦×−1

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 ♠	W	♥ 4	−2	200		5.00	0.00	9-Parrott-Johnson vs 13-Crockett-Crockett
1 NT	S	♠ 6	−2		100	3.50	1.50	1-Percival-Percival vs 2-Walters-Lichtman
3 NT	S	♠ 6	−2		100	3.50	1.50	8-Lardon-Tolson vs 10-Gold-Kreins
2 ♠	W	♥ 10	2		110	2.00	3.00	7-Briscoe-Nichol vs 4-Smulders-Murphy
4 ♥	S	♠ 9	−3		150	1.00	4.00	14-Lotfi-Schmidt vs 5-Cotner-Kreins
5 ♣×	S	♠ 2	−3		500	0.00	5.00	12-Kimber-Stack vs 6-North-O'Carroll

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 17
North Deals
None Vul

♠	J 8
♥	J 4
♦	9 4 3
♣	A Q J 6 5 3

♠	K Q 9 7 6 4 2
♥	Q
♦	A 10 7
♣	K 2

N
W		E
S

♠	3
♥	A K 6 5 2
♦	K 8 6 2
♣	10 9 7

♠	A 10 5
♥	10 9 8 7 3
♦	Q J 5
♣	8 4

EW 3♠; NS 1N; EW 2♦; EW 1♥; NS 1♣; Par −140

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	E	♣ 8	−3	150		5.00	0.00	12-Kimber-Stack vs 4-Smulders-Murphy
2 ♠	W	♦ 9	3		140	4.00	1.00	9-Parrott-Johnson vs 11-Will-Main
2 ♠	W	♣ A	4		170	2.00	3.00	8-Lardon-Tolson vs 5-Cotner-Kreins
3 ♠	W	♣ Q	4		170	2.00	3.00	10-Gold-Kreins vs 1-Percival-Percival
3 ♠	W	♣ 6	4		170	2.00	3.00	14-Lotfi-Schmidt vs 6-North-O'Carroll
4 ♠	W	♣ A	4		420	0.00	5.00	13-Crockett-Crockett vs 7-Briscoe-Nichol

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 18
East Deals
N-S Vul

♠	K Q 9 8
♥	2
♦	J 10 9 6 5 4
♣	A 10

♠	A 7 6 2
♥	A Q 10 5
♦	8 2
♣	Q 9 4

N
W		E
S

♠	J 10 4
♥	7 6 3
♦	K 7 3
♣	K 5 3 2

♠	5 3
♥	K J 9 8 4
♦	A Q
♣	J 8 7 6

EW 1N; NS 2♦; S 1♠; NS 1♥; Par +90

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 NT	S	♦ 2	3	150		5.00	0.00	14-Lotfi-Schmidt vs 6-North-O'Carroll
2 ♠	W	♥ 2	−1	50		4.00	1.00	8-Lardon-Tolson vs 5-Cotner-Kreins
2 NT	S	♠ 2	−1		100	2.50	2.50	10-Gold-Kreins vs 1-Percival-Percival
3 NT	S	♥ 5	−1		100	2.50	2.50	13-Crockett-Crockett vs 7-Briscoe-Nichol
2 ♥	S	♦ 8	−2		200	1.00	4.00	9-Parrott-Johnson vs 11-Will-Main
4 ♦	N	♣ 2	−3		300	0.00	5.00	12-Kimber-Stack vs 4-Smulders-Murphy

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 19
South Deals
E-W Vul

♠	K 10 6 5
♥	K 8
♦	Q 7 5 3
♣	K 9 2

♠	9 8 7 4
♥	Q 10 9 6
♦	9 4
♣	A 10 5

N
W		E
S

♠	J 3 2
♥	A 7 4 3
♦	A 10 6 2
♣	Q 7

♠	A Q
♥	J 5 2
♦	K J 8
♣	J 8 6 4 3

NS 1N; NS 2♦; NS 2♣; NS 1♠; EW 1♥; Par +90

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
4 ♠	N	♦ 2	−1		50	4.50	0.50	11-Will-Main vs 2-Walters-Lichtman
3 NT	N	♦ 2	−1		50	4.50	0.50	13-Crockett-Crockett vs 5-Cotner-Kreins
3 ♠	N	♣ Q	−2		100	2.00	3.00	9-Parrott-Johnson vs 6-North-O'Carroll
3 ♠	N	♥ 3	−2		100	2.00	3.00	10-Gold-Kreins vs 12-Kimber-Stack
2 NT	S	♥ 6	−2		100	2.00	3.00	14-Lotfi-Schmidt vs 7-Briscoe-Nichol
3 NT	S	♥ 10	−3		150	0.00	5.00	1-Percival-Percival vs 8-Lardon-Tolson

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 20
West Deals
Both Vul

♠	A 9 2
♥	—
♦	K J 10 3 2
♣	K J 5 4 3

♠	Q J 5 4 3
♥	8 5
♦	A Q 7 4
♣	10 6

N
W		E
S

♠	10 6
♥	A Q J 7 6 4
♦	6 5
♣	Q 7 2

♠	K 8 7
♥	K 10 9 3 2
♦	9 8
♣	A 9 8

NS 3N; NS 4♦; NS 4♣; NS 2♠; NS 2♥; Par +600

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	S	♠ 4	3	600		5.00	0.00	11-Will-Main vs 2-Walters-Lichtman
2 NT	S	♥ 5	2	120		4.00	1.00	14-Lotfi-Schmidt vs 7-Briscoe-Nichol
2 ♥	E	♣ A	−1	100		3.00	2.00	9-Parrott-Johnson vs 6-North-O'Carroll
3 NT	S	♥ 5	−1		100	1.50	3.50	10-Gold-Kreins vs 12-Kimber-Stack
4 ♣	N	♠ 10	−1		100	1.50	3.50	13-Crockett-Crockett vs 5-Cotner-Kreins
2 ♥	E	♦ 9	3		140	0.00	5.00	1-Percival-Percival vs 8-Lardon-Tolson

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 21
North Deals
N-S Vul

♠	10 9 7 2
♥	9 5 3
♦	A 3
♣	Q J 8 4

♠	Q 6
♥	K 6 2
♦	K Q 9 8
♣	10 7 5 2

N
W		E
S

♠	A J 8 4
♥	A Q J 10 8
♦	10 4
♣	A 6

♠	K 5 3
♥	7 4
♦	J 7 6 5 2
♣	K 9 3

EW 4♥; EW 3N; EW 2♠; EW 2♦; EW 2♣; Par −420

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
4 ♥	E	♦ 5	−1	50		4.90	0.10	10-Gold-Kreins vs 7-Briscoe-Nichol
2 ♥	E	♦ 5	4		170	3.10	1.90	4-Smulders-Murphy vs 5-Cotner-Kreins
1 ♥	E	♠ 5	4		170	3.10	1.90	11-Will-Main vs 13-Crockett-Crockett
4 ♥	E	♦ 2	4		420	0.70	4.30	1-Percival-Percival vs 6-North-O'Carroll
4 ♥	E	♦ 5	4		420	0.70	4.30	14-Lotfi-Schmidt vs 8-Lardon-Tolson

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 22
East Deals
E-W Vul

♠	10 8 6 5
♥	A K 8 5
♦	A Q
♣	K 6 2

♠	A Q 7
♥	10 9 7 6 4
♦	J 6
♣	9 5 4

N
W		E
S

♠	K J 9
♥	3
♦	K 10 9 7 5 3 2
♣	A 10

♠	4 3 2
♥	Q J 2
♦	8 4
♣	Q J 8 7 3

EW 4♦; NS 2♣; N 1♠; NS 1♥; Par −130

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	N	♦ 7	4	430		4.90	0.10	10-Gold-Kreins vs 7-Briscoe-Nichol
1 NT	N	♣ A	3	150		3.70	1.30	4-Smulders-Murphy vs 5-Cotner-Kreins
2 ♦	E	♥ Q	3		110	1.90	3.10	1-Percival-Percival vs 6-North-O'Carroll
3 ♦	E	♣ Q	3		110	1.90	3.10	14-Lotfi-Schmidt vs 8-Lardon-Tolson
3 ♦××	E	♣ J	5		1640	0.10	4.90	11-Will-Main vs 13-Crockett-Crockett

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 23
South Deals
Both Vul

♠	A 9 8 7 5 2
♥	10 8 5
♦	A K Q 8
♣	—

♠	J 4 3
♥	3
♦	J 7 4
♣	A K 10 9 8 4

N
W		E
S

♠	K
♥	K 6 4 2
♦	10 6 5 3 2
♣	Q 5 2

♠	Q 10 6
♥	A Q J 9 7
♦	9
♣	J 7 6 3

NS 6♠; NS 5♥; NS 3♦; NS 1N; EW 1♣; Par +1430

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
4 ♠	N	♥ 2	6	680		4.90	0.10	13-Crockett-Crockett vs 4-Smulders-Murphy
4 ♠	N	♦ 3	5	650		3.70	1.30	11-Will-Main vs 8-Lardon-Tolson
4 ♠	N	♣ 2	4	620		2.50	2.50	14-Lotfi-Schmidt vs 9-Parrott-Johnson
3 ♣	W	♦ A	−4	400		1.30	3.70	5-Cotner-Kreins vs 6-North-O'Carroll
4 ♠	N	♦ 10	−1		100	0.10	4.90	2-Walters-Lichtman vs 7-Briscoe-Nichol

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 24
West Deals
None Vul

♠	Q 9 6 2
♥	J 4
♦	Q 8 5 4
♣	A K 9

♠	8 7 5 3
♥	Q 10 9 3
♦	10 6 3
♣	J 2

N
W		E
S

♠	A K
♥	7 6 5 2
♦	A J 9 2
♣	Q 8 4

♠	J 10 4
♥	A K 8
♦	K 7
♣	10 7 6 5 3

NS 2♠; NS 3♣; NS 1N; EW 1♥; NS 1♦; Par +110

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 ♣	N	♠ A	3	110		4.30	0.70	13-Crockett-Crockett vs 4-Smulders-Murphy
3 ♣	S	♣ 2	3	110		4.30	0.70	14-Lotfi-Schmidt vs 9-Parrott-Johnson
2 ♣	S	♠ 8	2	90		2.50	2.50	5-Cotner-Kreins vs 6-North-O'Carroll
1 ♦	E	♣ 7	1		70	1.30	3.70	2-Walters-Lichtman vs 7-Briscoe-Nichol
5 ♣×	N	♠ A	−2		300	0.10	4.90	11-Will-Main vs 8-Lardon-Tolson

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 25
North Deals
E-W Vul

♠	8
♥	K Q 3
♦	A 10 8 6
♣	J 5 4 3 2

♠	A J 4
♥	A 9 8 6
♦	7 5 3 2
♣	Q 8

N
W		E
S

♠	K 9 7 6 3
♥	5 4
♦	K Q J 9 4
♣	7

♠	Q 10 5 2
♥	J 10 7 2
♦	—
♣	A K 10 9 6

NS 5♣; EW 3♠; NS 2♥; EW 3♦; Par +400

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
2 ♣	S	♠ A	5	150		3.25	2.75	12-Kimber-Stack vs 9-Parrott-Johnson
4 ♣	S	♠ A	5	150		3.25	2.75	14-Lotfi-Schmidt vs 10-Gold-Kreins
2 ♣	S	♥ 6	4	130		2.50	3.50	1-Percival-Percival vs 5-Cotner-Kreins

99er Pairs ACBL Educational Foundation Unit Championship Game / Five Cities Duplicate Bridge Club / Thursday, November 14, 2013

Board 26
East Deals
Both Vul

♠	Q 5 4
♥	10 7 5 4
♦	K 5 4 3
♣	Q 8

♠	9 8
♥	K 2
♦	A 9
♣	A J 10 9 5 3 2

N
W		E
S

♠	A K 7 6
♥	J 9 8 6
♦	Q J 8 7 6
♣	—

♠	J 10 3 2
♥	A Q 3
♦	10 2
♣	K 7 6 4

EW 2N; EW 2♥; EW 3♦; EW 3♣; EW 1♠; Par −120

Contract	By	Lead	Made	Scores		Matchpoints		Pairs
				N-S	E-W	N-S	E-W
3 NT	E	♠ 2	−4	400		3.50	2.50	14-Lotfi-Schmidt vs 10-Gold-Kreins
3 ♣	W	♠ 4	3		110	2.75	3.25	1-Percival-Percival vs 5-Cotner-Kreins
3 ♣	W	♠ 4	3		110	2.75	3.25	12-Kimber-Stack vs 9-Parrott-Johnson